Concord CA vs Phoenix AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Phoenix, AZ
Arizona · Population: 1,624,832
- Median HH Income$77,041
- Median Home Price$411,323
- Unemployment5.1%
- Bachelor's+32.3%
Detailed Comparison
Demographics
Population
Concord
124,260
Phoenix
1,624,832
Phoenix +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Phoenix
N/A
Median Age
Concord
38.6
Phoenix
34.8
Phoenix +
Foreign Born
Concord
25.6%
Concord +
Phoenix
19.0%
White
Concord
48.1%
Phoenix
53.7%
Phoenix +
Black
Concord
3.9%
Phoenix
7.8%
Phoenix +
Asian
Concord
13.5%
Concord +
Phoenix
3.9%
Hispanic
Concord
32.3%
Phoenix
41.8%
Phoenix +
Spanish at Home
Concord
N/A
Phoenix
N/A
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Population | 124,260 | 1,624,832 | Phoenix + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 34.8 | Phoenix + |
| Foreign Born | 25.6% | 19.0% | Concord + |
| White | 48.1% | 53.7% | Phoenix + |
| Black | 3.9% | 7.8% | Phoenix + |
| Asian | 13.5% | 3.9% | Concord + |
| Hispanic | 32.3% | 41.8% | Phoenix + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Phoenix
$77,041
Per Capita Income
Concord
$49,514
Concord +
Phoenix
$40,309
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Phoenix
$59,120
Unemployment Rate
Concord
4.9%
Concord +
Phoenix
5.1%
Poverty Rate
Concord
8.9%
Concord +
Phoenix
14.3%
Bachelor's Degree+
Concord
37.8%
Concord +
Phoenix
32.3%
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $77,041 | Concord + |
| Per Capita Income | $49,514 | $40,309 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $59,120 | Concord + |
| Unemployment Rate | 4.9% | 5.1% | Concord + |
| Poverty Rate | 8.9% | 14.3% | Concord + |
| Bachelor's Degree+ | 37.8% | 32.3% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Phoenix
$411,323
Phoenix +
Homeownership Rate
Concord
61.4%
Concord +
Phoenix
57.1%
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $411,323 | Phoenix + |
| Homeownership Rate | 61.4% | 57.1% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Phoenix
450
Phoenix +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Phoenix
2150
Phoenix +
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 450 | Phoenix + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2150 | Phoenix + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Concord +
Phoenix
32.3%
Diabetes Rate
CDC PLACES
Concord
10.8%
Phoenix
10.8%
Tie
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Phoenix
16.2%
Phoenix +
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Phoenix
17.3%
Binge Drinking
CDC PLACES
Concord
16.2%
Concord +
Phoenix
16.3%
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
Phoenix
12.2%
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 32.3% | Concord + |
| Diabetes RateCDC PLACES | 10.8% | 10.8% | Tie |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.2% | Phoenix + |
| No Health InsuranceCDC PLACES | 9.3% | 17.3% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 16.3% | Concord + |
| Current SmokersCDC PLACES | 10.4% | 12.2% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Concord +
Phoenix
72.1°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Phoenix
10.8 in
Phoenix +
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 72.1°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 10.8 in | Phoenix + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Phoenix
7.1 µg/m³
Phoenix +
Good Air Days
AQI ≤ 50
Concord
75.0%
Phoenix
75.0%
Tie
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.1 µg/m³ | Phoenix + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Phoenix
27.7 min
Phoenix +
| Metric | Concord, CA | Phoenix, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 27.7 min | Phoenix + |
Which City is Right for You?
Concord leads in median household income at $109,195, while phoenix offers more affordable housing with a median home price of $411,323. On public safety, Phoenix is safer with a violent crime rate of 450 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 29.1%.
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