Dallas TX vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dallas, TX
Texas · Population: 1,299,553
- Median HH Income$67,760
- Median Home Price$311,957
- Unemployment4.9%
- Bachelor's+37.4%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Dallas
1,299,553
Dallas +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Dallas
N/A
Schenectady
N/A
Median Age
Dallas
33.4
Dallas +
Schenectady
42.3
Foreign Born
Dallas
23.4%
Dallas +
Schenectady
6.8%
White
Dallas
41.9%
Schenectady
86.7%
Schenectady +
Black
Dallas
23.7%
Dallas +
Schenectady
3.1%
Asian
Dallas
3.7%
Dallas +
Schenectady
3.0%
Hispanic
Dallas
41.9%
Dallas +
Schenectady
4.7%
Spanish at Home
Dallas
N/A
Schenectady
N/A
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Population | 1,299,553 | 28,542 | Dallas + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 42.3 | Dallas + |
| Foreign Born | 23.4% | 6.8% | Dallas + |
| White | 41.9% | 86.7% | Schenectady + |
| Black | 23.7% | 3.1% | Dallas + |
| Asian | 3.7% | 3.0% | Dallas + |
| Hispanic | 41.9% | 4.7% | Dallas + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dallas
$67,760
Schenectady
$100,485
Schenectady +
Per Capita Income
Dallas
$44,138
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Dallas
$63,758
Schenectady
$77,425
Schenectady +
Unemployment Rate
Dallas
4.9%
Schenectady
2.3%
Schenectady +
Poverty Rate
Dallas
17.2%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Dallas
37.4%
Schenectady
58.8%
Schenectady +
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $67,760 | $100,485 | Schenectady + |
| Per Capita Income | $44,138 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,425 | Schenectady + |
| Unemployment Rate | 4.9% | 2.3% | Schenectady + |
| Poverty Rate | 17.2% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 37.4% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dallas
$311,957
Dallas +
Schenectady
$321,835
Homeownership Rate
Dallas
42.4%
Schenectady
57.5%
Schenectady +
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $311,957 | $321,835 | Dallas + |
| Homeownership Rate | 42.4% | 57.5% | Schenectady + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dallas
442
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Dallas
2339
Schenectady
1736
Schenectady +
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Dallas
36.8%
Dallas +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Dallas
12.4%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Dallas
17.8%
Dallas +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Dallas
22.7%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Dallas
17.4%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Dallas
13.0%
Dallas +
Schenectady
16.9%
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.8% | 38.6% | Dallas + |
| Diabetes RateCDC PLACES | 12.4% | 12.3% | Schenectady + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.8% | 19.2% | Dallas + |
| No Health InsuranceCDC PLACES | 22.7% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 17.4% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 13.0% | 16.9% | Dallas + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dallas
65.9°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Dallas
40.6 in
Schenectady
N/A
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dallas
9.2 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Dallas
55.0%
Schenectady
75.0%
Schenectady +
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Schenectady + |
Commute
Mean Commute Time
Census ACS
Dallas
28.3 min
Schenectady
26.2 min
Schenectady +
| Metric | Dallas, TX | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.3 min | 26.2 min | Schenectady + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while dallas offers more affordable housing with a median home price of $311,957. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Dallas. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Dallas scores better with a lower obesity rate of 36.8%.
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