Daly City CA vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Daly City, CA
California · Population: 102,560
- Median HH Income$119,570
- Median Home Price$1,134,511
- Unemployment5.0%
- Bachelor's+38.0%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Daly City
102,560
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Daly City
N/A
Oceanside
N/A
Median Age
Daly City
41.7
Oceanside
38.1
Oceanside +
Foreign Born
Daly City
50.9%
Daly City +
Oceanside
20.9%
White
Daly City
16.4%
Oceanside
52.9%
Oceanside +
Black
Daly City
3.0%
Oceanside
4.2%
Oceanside +
Asian
Daly City
58.8%
Daly City +
Oceanside
7.4%
Hispanic
Daly City
21.4%
Oceanside
38.5%
Oceanside +
Spanish at Home
Daly City
N/A
Oceanside
N/A
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Population | 102,560 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.7 | 38.1 | Oceanside + |
| Foreign Born | 50.9% | 20.9% | Daly City + |
| White | 16.4% | 52.9% | Oceanside + |
| Black | 3.0% | 4.2% | Oceanside + |
| Asian | 58.8% | 7.4% | Daly City + |
| Hispanic | 21.4% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Daly City
$119,570
Daly City +
Oceanside
$93,724
Per Capita Income
Daly City
$48,219
Daly City +
Oceanside
$43,094
Per Capita Personal Income (MSA)
BEA MSA-level
Daly City
$77,230
Oceanside
$77,230
Tie
Unemployment Rate
Daly City
5.0%
Daly City +
Oceanside
5.4%
Poverty Rate
Daly City
7.2%
Daly City +
Oceanside
8.1%
Bachelor's Degree+
Daly City
38.0%
Daly City +
Oceanside
34.3%
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $119,570 | $93,724 | Daly City + |
| Per Capita Income | $48,219 | $43,094 | Daly City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 5.0% | 5.4% | Daly City + |
| Poverty Rate | 7.2% | 8.1% | Daly City + |
| Bachelor's Degree+ | 38.0% | 34.3% | Daly City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Daly City
$1,134,511
Oceanside
$877,452
Oceanside +
Homeownership Rate
Daly City
60.5%
Daly City +
Oceanside
58.5%
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,134,511 | $877,452 | Oceanside + |
| Homeownership Rate | 60.5% | 58.5% | Daly City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Daly City
503
Oceanside
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Daly City
2388
Oceanside
2388
Tie
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Daly City
20.0%
Daly City +
Oceanside
26.1%
Diabetes Rate
CDC PLACES
Daly City
12.0%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Daly City
13.3%
Daly City +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Daly City
7.9%
Daly City +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Daly City
12.5%
Daly City +
Oceanside
16.5%
Current Smokers
CDC PLACES
Daly City
8.7%
Daly City +
Oceanside
10.6%
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 20.0% | 26.1% | Daly City + |
| Diabetes RateCDC PLACES | 12.0% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.3% | 16.9% | Daly City + |
| No Health InsuranceCDC PLACES | 7.9% | 9.7% | Daly City + |
| Binge DrinkingCDC PLACES | 12.5% | 16.5% | Daly City + |
| Current SmokersCDC PLACES | 8.7% | 10.6% | Daly City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Daly City
N/A
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Daly City
N/A
Oceanside
20.7 in
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 55.3°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 20.7 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Daly City
7.9 µg/m³
Oceanside
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Daly City
75.0%
Oceanside
75.0%
Tie
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Daly City
31.9 min
Oceanside
31.8 min
Oceanside +
| Metric | Daly City, CA | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.9 min | 31.8 min | Oceanside + |
Which City is Right for You?
Daly City leads in median household income at $119,570, while oceanside offers more affordable housing with a median home price of $877,452. On public safety, Oceanside is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Daly City. Daly City has a lower unemployment rate at 5.0%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Daly City scores better with a lower obesity rate of 20.0%.
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