Denver CO vs Fargo ND — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Denver, CO
Colorado · Population: 713,734
- Median HH Income$91,681
- Median Home Price$541,899
- Unemployment4.6%
- Bachelor's+55.6%
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Detailed Comparison
Demographics
Population
Denver
713,734
Denver +
Fargo
129,064
Pop. Density / sq mi
Lower = more space
Denver
N/A
Fargo
N/A
Median Age
Denver
35.2
Fargo
32.2
Fargo +
Foreign Born
Denver
13.9%
Denver +
Fargo
9.7%
White
Denver
62.9%
Fargo
80.8%
Fargo +
Black
Denver
8.8%
Denver +
Fargo
8.3%
Asian
Denver
3.6%
Fargo
3.9%
Fargo +
Hispanic
Denver
27.9%
Denver +
Fargo
3.7%
Spanish at Home
Denver
N/A
Fargo
N/A
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Population | 713,734 | 129,064 | Denver + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.2 | 32.2 | Fargo + |
| Foreign Born | 13.9% | 9.7% | Denver + |
| White | 62.9% | 80.8% | Fargo + |
| Black | 8.8% | 8.3% | Denver + |
| Asian | 3.6% | 3.9% | Fargo + |
| Hispanic | 27.9% | 3.7% | Denver + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Denver
$91,681
Denver +
Fargo
$66,029
Per Capita Income
Denver
$61,202
Denver +
Fargo
$42,212
Per Capita Personal Income (MSA)
BEA MSA-level
Denver
$76,653
Denver +
Fargo
$71,089
Unemployment Rate
Denver
4.6%
Fargo
3.9%
Fargo +
Poverty Rate
Denver
11.2%
Denver +
Fargo
12.8%
Bachelor's Degree+
Denver
55.6%
Denver +
Fargo
43.2%
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Median HH Income | $91,681 | $66,029 | Denver + |
| Per Capita Income | $61,202 | $42,212 | Denver + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $71,089 | Denver + |
| Unemployment Rate | 4.6% | 3.9% | Fargo + |
| Poverty Rate | 11.2% | 12.8% | Denver + |
| Bachelor's Degree+ | 55.6% | 43.2% | Denver + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Denver
$541,899
Fargo
$318,584
Fargo +
Homeownership Rate
Denver
49.1%
Denver +
Fargo
44.1%
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $541,899 | $318,584 | Fargo + |
| Homeownership Rate | 49.1% | 44.1% | Denver + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Denver
512
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Denver
3234
Fargo
2037
Fargo +
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 288 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2037 | Fargo + |
Health
Obesity Rate
CDC PLACES
Denver
21.6%
Denver +
Fargo
34.3%
Diabetes Rate
CDC PLACES
Denver
7.1%
Denver +
Fargo
8.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Denver
15.5%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Denver
13.3%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Denver
25.9%
Fargo
21.5%
Fargo +
Current Smokers
CDC PLACES
Denver
10.2%
Denver +
Fargo
11.8%
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 21.6% | 34.3% | Denver + |
| Diabetes RateCDC PLACES | 7.1% | 8.1% | Denver + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.5% | 14.5% | Fargo + |
| No Health InsuranceCDC PLACES | 13.3% | 6.8% | Fargo + |
| Binge DrinkingCDC PLACES | 25.9% | 21.5% | Fargo + |
| Current SmokersCDC PLACES | 10.2% | 11.8% | Denver + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Denver
N/A
Fargo
42.4°F
Annual Precipitation
NOAA 1991–2020 normal
Denver
17.2 in
Denver +
Fargo
22.6 in
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 42.4°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 17.2 in | 22.6 in | Denver + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Denver
6.2 µg/m³
Denver +
Fargo
8.6 µg/m³
Good Air Days
AQI ≤ 50
Denver
75.0%
Fargo
75.0%
Tie
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 8.6 µg/m³ | Denver + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Denver
27.4 min
Fargo
17.3 min
Fargo +
| Metric | Denver, CO | Fargo, ND | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.4 min | 17.3 min | Fargo + |
Which City is Right for You?
Denver leads in median household income at $91,681, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 512 in Denver. Fargo has a lower unemployment rate at 3.9%, and Denver has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Denver scores better with a lower obesity rate of 21.6%.
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