Denver CO vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Denver, CO
Colorado · Population: 713,734
- Median HH Income$91,681
- Median Home Price$541,899
- Unemployment4.6%
- Bachelor's+55.6%
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Detailed Comparison
Demographics
Population
Denver
713,734
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Denver
N/A
San Francisco
N/A
Median Age
Denver
35.2
Denver +
San Francisco
39.7
Foreign Born
Denver
13.9%
San Francisco
34.2%
San Francisco +
White
Denver
62.9%
Denver +
San Francisco
40.5%
Black
Denver
8.8%
Denver +
San Francisco
5.1%
Asian
Denver
3.6%
San Francisco
35.0%
San Francisco +
Hispanic
Denver
27.9%
Denver +
San Francisco
15.9%
Spanish at Home
Denver
N/A
San Francisco
N/A
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Population | 713,734 | 836,321 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.2 | 39.7 | Denver + |
| Foreign Born | 13.9% | 34.2% | San Francisco + |
| White | 62.9% | 40.5% | Denver + |
| Black | 8.8% | 5.1% | Denver + |
| Asian | 3.6% | 35.0% | San Francisco + |
| Hispanic | 27.9% | 15.9% | Denver + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Denver
$91,681
San Francisco
$141,446
San Francisco +
Per Capita Income
Denver
$61,202
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Denver
$76,653
San Francisco
$77,230
San Francisco +
Unemployment Rate
Denver
4.6%
Denver +
San Francisco
5.6%
Poverty Rate
Denver
11.2%
San Francisco
10.6%
San Francisco +
Bachelor's Degree+
Denver
55.6%
San Francisco
60.1%
San Francisco +
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Median HH Income | $91,681 | $141,446 | San Francisco + |
| Per Capita Income | $61,202 | $90,285 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $77,230 | San Francisco + |
| Unemployment Rate | 4.6% | 5.6% | Denver + |
| Poverty Rate | 11.2% | 10.6% | San Francisco + |
| Bachelor's Degree+ | 55.6% | 60.1% | San Francisco + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Denver
$541,899
Denver +
San Francisco
$1,369,171
Homeownership Rate
Denver
49.1%
Denver +
San Francisco
38.5%
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $541,899 | $1,369,171 | Denver + |
| Homeownership Rate | 49.1% | 38.5% | Denver + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Denver
512
San Francisco
503
San Francisco +
Property Crime / 100K
FBI CDE (state-level est.)
Denver
3234
San Francisco
2388
San Francisco +
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 503 | San Francisco + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2388 | San Francisco + |
Health
Obesity Rate
CDC PLACES
Denver
21.6%
San Francisco
17.5%
San Francisco +
Diabetes Rate
CDC PLACES
Denver
7.1%
Denver +
San Francisco
9.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Denver
15.5%
San Francisco
14.5%
San Francisco +
No Health Insurance
CDC PLACES
Denver
13.3%
San Francisco
6.6%
San Francisco +
Binge Drinking
CDC PLACES
Denver
25.9%
San Francisco
19.6%
San Francisco +
Current Smokers
CDC PLACES
Denver
10.2%
San Francisco
9.1%
San Francisco +
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 21.6% | 17.5% | San Francisco + |
| Diabetes RateCDC PLACES | 7.1% | 9.7% | Denver + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.5% | 14.5% | San Francisco + |
| No Health InsuranceCDC PLACES | 13.3% | 6.6% | San Francisco + |
| Binge DrinkingCDC PLACES | 25.9% | 19.6% | San Francisco + |
| Current SmokersCDC PLACES | 10.2% | 9.1% | San Francisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Denver
N/A
San Francisco
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Denver
17.2 in
Denver +
San Francisco
20.7 in
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 55.3°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 17.2 in | 20.7 in | Denver + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Denver
6.2 µg/m³
Denver +
San Francisco
7.9 µg/m³
Good Air Days
AQI ≤ 50
Denver
75.0%
San Francisco
75.0%
Tie
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.9 µg/m³ | Denver + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Denver
27.4 min
Denver +
San Francisco
33.9 min
| Metric | Denver, CO | San Francisco, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.4 min | 33.9 min | Denver + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while denver offers more affordable housing with a median home price of $541,899. On public safety, San Francisco is safer with a violent crime rate of 503 per 100,000 residents, compared to 512 in Denver. Denver has a lower unemployment rate at 4.6%, and Denver has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
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