Des Moines IA vs Fargo ND — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Des Moines, IA
Iowa · Population: 212,464
- Median HH Income$63,966
- Median Home Price$210,703
- Unemployment5.8%
- Bachelor's+29.0%
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Detailed Comparison
Demographics
Population
Des Moines
212,464
Des Moines +
Fargo
129,064
Pop. Density / sq mi
Lower = more space
Des Moines
N/A
Fargo
N/A
Median Age
Des Moines
34.6
Fargo
32.2
Fargo +
Foreign Born
Des Moines
14.0%
Des Moines +
Fargo
9.7%
White
Des Moines
66.9%
Fargo
80.8%
Fargo +
Black
Des Moines
12.0%
Des Moines +
Fargo
8.3%
Asian
Des Moines
6.2%
Des Moines +
Fargo
3.9%
Hispanic
Des Moines
16.0%
Des Moines +
Fargo
3.7%
Spanish at Home
Des Moines
N/A
Fargo
N/A
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Population | 212,464 | 129,064 | Des Moines + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.6 | 32.2 | Fargo + |
| Foreign Born | 14.0% | 9.7% | Des Moines + |
| White | 66.9% | 80.8% | Fargo + |
| Black | 12.0% | 8.3% | Des Moines + |
| Asian | 6.2% | 3.9% | Des Moines + |
| Hispanic | 16.0% | 3.7% | Des Moines + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Des Moines
$63,966
Fargo
$66,029
Fargo +
Per Capita Income
Des Moines
$36,459
Fargo
$42,212
Fargo +
Per Capita Personal Income (MSA)
BEA MSA-level
Des Moines
$61,226
Fargo
$71,089
Fargo +
Unemployment Rate
Des Moines
5.8%
Fargo
3.9%
Fargo +
Poverty Rate
Des Moines
14.9%
Fargo
12.8%
Fargo +
Bachelor's Degree+
Des Moines
29.0%
Fargo
43.2%
Fargo +
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Median HH Income | $63,966 | $66,029 | Fargo + |
| Per Capita Income | $36,459 | $42,212 | Fargo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $61,226 | $71,089 | Fargo + |
| Unemployment Rate | 5.8% | 3.9% | Fargo + |
| Poverty Rate | 14.9% | 12.8% | Fargo + |
| Bachelor's Degree+ | 29.0% | 43.2% | Fargo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Des Moines
$210,703
Des Moines +
Fargo
$318,584
Homeownership Rate
Des Moines
60.5%
Des Moines +
Fargo
44.1%
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,703 | $318,584 | Des Moines + |
| Homeownership Rate | 60.5% | 44.1% | Des Moines + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Des Moines
296
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Des Moines
1452
Des Moines +
Fargo
2037
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 296 | 288 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1452 | 2037 | Des Moines + |
Health
Obesity Rate
CDC PLACES
Des Moines
39.4%
Fargo
34.3%
Fargo +
Diabetes Rate
CDC PLACES
Des Moines
11.8%
Fargo
8.1%
Fargo +
Poor Mental Health
CDC PLACES — 14+ days/month
Des Moines
19.0%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Des Moines
10.6%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Des Moines
19.8%
Des Moines +
Fargo
21.5%
Current Smokers
CDC PLACES
Des Moines
16.4%
Fargo
11.8%
Fargo +
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.4% | 34.3% | Fargo + |
| Diabetes RateCDC PLACES | 11.8% | 8.1% | Fargo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 14.5% | Fargo + |
| No Health InsuranceCDC PLACES | 10.6% | 6.8% | Fargo + |
| Binge DrinkingCDC PLACES | 19.8% | 21.5% | Des Moines + |
| Current SmokersCDC PLACES | 16.4% | 11.8% | Fargo + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Des Moines
49.9°F
Fargo
42.4°F
Fargo +
Annual Precipitation
NOAA 1991–2020 normal
Des Moines
35.6 in
Fargo
22.6 in
Fargo +
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.9°F | 42.4°F | Fargo + |
| Annual PrecipitationNOAA 1991–2020 normal | 35.6 in | 22.6 in | Fargo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Des Moines
10.2 µg/m³
Fargo
8.6 µg/m³
Fargo +
Good Air Days
AQI ≤ 50
Des Moines
55.0%
Fargo
75.0%
Fargo +
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.2 µg/m³ | 8.6 µg/m³ | Fargo + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Fargo + |
Commute
Mean Commute Time
Census ACS
Des Moines
21.1 min
Fargo
17.3 min
Fargo +
| Metric | Des Moines, IA | Fargo, ND | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 17.3 min | Fargo + |
Which City is Right for You?
Fargo leads in median household income at $66,029, while des Moines offers more affordable housing with a median home price of $210,703. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 296 in Des Moines. Fargo has a lower unemployment rate at 3.9%, and Fargo has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, Fargo scores better with a lower obesity rate of 34.3%.
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