Des Moines IA vs Fort Collins CO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Des Moines, IA

Iowa · Population: 212,464

  • Median HH Income$63,966
  • Median Home Price$210,703
  • Unemployment5.8%
  • Bachelor's+29.0%

Fort Collins, CO

Colorado · Population: 169,705

  • Median HH Income$83,598
  • Median Home Price$568,389
  • Unemployment5.2%
  • Bachelor's+59.9%

Detailed Comparison

Demographics

Population
Des Moines
212,464
Des Moines +
Fort Collins
169,705
Pop. Density / sq mi
Lower = more space
Des Moines
N/A
Fort Collins
N/A
Median Age
Des Moines
34.6
Fort Collins
30.6
Fort Collins +
Foreign Born
Des Moines
14.0%
Des Moines +
Fort Collins
6.6%
White
Des Moines
66.9%
Fort Collins
81.7%
Fort Collins +
Black
Des Moines
12.0%
Des Moines +
Fort Collins
1.4%
Asian
Des Moines
6.2%
Des Moines +
Fort Collins
3.4%
Hispanic
Des Moines
16.0%
Des Moines +
Fort Collins
12.3%
Spanish at Home
Des Moines
N/A
Fort Collins
N/A

Economy

Median HH Income
Des Moines
$63,966
Fort Collins
$83,598
Fort Collins +
Per Capita Income
Des Moines
$36,459
Fort Collins
$46,341
Fort Collins +
Per Capita Personal Income (MSA)
BEA MSA-level
Des Moines
$61,226
Fort Collins
$76,653
Fort Collins +
Unemployment Rate
Des Moines
5.8%
Fort Collins
5.2%
Fort Collins +
Poverty Rate
Des Moines
14.9%
Des Moines +
Fort Collins
16.0%
Bachelor's Degree+
Des Moines
29.0%
Fort Collins
59.9%
Fort Collins +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Des Moines
$210,703
Des Moines +
Fort Collins
$568,389
Homeownership Rate
Des Moines
60.5%
Des Moines +
Fort Collins
52.1%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Des Moines
296
Des Moines +
Fort Collins
512
Property Crime / 100K
FBI CDE (state-level est.)
Des Moines
1452
Des Moines +
Fort Collins
3234

Health

Obesity Rate
CDC PLACES
Des Moines
39.4%
Fort Collins
23.8%
Fort Collins +
Diabetes Rate
CDC PLACES
Des Moines
11.8%
Fort Collins
6.2%
Fort Collins +
Poor Mental Health
CDC PLACES — 14+ days/month
Des Moines
19.0%
Fort Collins
18.7%
Fort Collins +
No Health Insurance
CDC PLACES
Des Moines
10.6%
Fort Collins
9.4%
Fort Collins +
Binge Drinking
CDC PLACES
Des Moines
19.8%
Des Moines +
Fort Collins
20.3%
Current Smokers
CDC PLACES
Des Moines
16.4%
Fort Collins
9.9%
Fort Collins +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Des Moines
49.9°F
Des Moines +
Fort Collins
50.3°F
Annual Precipitation
NOAA 1991–2020 normal
Des Moines
35.6 in
Fort Collins
16.1 in
Fort Collins +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Des Moines
10.2 µg/m³
Fort Collins
6.2 µg/m³
Fort Collins +
Good Air Days
AQI ≤ 50
Des Moines
55.0%
Fort Collins
75.0%
Fort Collins +

Commute

Mean Commute Time
Census ACS
Des Moines
21.1 min
Des Moines +
Fort Collins
21.8 min

Which City is Right for You?

Fort Collins leads in median household income at $83,598, while des Moines offers more affordable housing with a median home price of $210,703. On public safety, Des Moines is safer with a violent crime rate of 296 per 100,000 residents, compared to 512 in Fort Collins. Fort Collins has a lower unemployment rate at 5.2%, and Fort Collins has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Fort Collins scores better with a lower obesity rate of 23.8%.

Compare More Cities

About Des Moines & Fort Collins