Des Moines IA vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Des Moines, IA
Iowa · Population: 212,464
- Median HH Income$63,966
- Median Home Price$210,703
- Unemployment5.8%
- Bachelor's+29.0%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Des Moines
212,464
Des Moines +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Des Moines
N/A
McKinney
N/A
Median Age
Des Moines
34.6
McKinney
33.4
McKinney +
Foreign Born
Des Moines
14.0%
McKinney
21.0%
McKinney +
White
Des Moines
66.9%
Des Moines +
McKinney
37.8%
Black
Des Moines
12.0%
McKinney
24.7%
McKinney +
Asian
Des Moines
6.2%
Des Moines +
McKinney
3.0%
Hispanic
Des Moines
16.0%
McKinney
44.7%
McKinney +
Spanish at Home
Des Moines
N/A
McKinney
N/A
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Population | 212,464 | 148,848 | Des Moines + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.6 | 33.4 | McKinney + |
| Foreign Born | 14.0% | 21.0% | McKinney + |
| White | 66.9% | 37.8% | Des Moines + |
| Black | 12.0% | 24.7% | McKinney + |
| Asian | 6.2% | 3.0% | Des Moines + |
| Hispanic | 16.0% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Des Moines
$63,966
McKinney
$71,843
McKinney +
Per Capita Income
Des Moines
$36,459
Des Moines +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Des Moines
$61,226
McKinney
$63,758
McKinney +
Unemployment Rate
Des Moines
5.8%
McKinney
4.8%
McKinney +
Poverty Rate
Des Moines
14.9%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Des Moines
29.0%
Des Moines +
McKinney
18.5%
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $63,966 | $71,843 | McKinney + |
| Per Capita Income | $36,459 | $29,291 | Des Moines + |
| Per Capita Personal Income (MSA)BEA MSA-level | $61,226 | $63,758 | McKinney + |
| Unemployment Rate | 5.8% | 4.8% | McKinney + |
| Poverty Rate | 14.9% | 12.4% | McKinney + |
| Bachelor's Degree+ | 29.0% | 18.5% | Des Moines + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Des Moines
$210,703
Des Moines +
McKinney
$487,346
Homeownership Rate
Des Moines
60.5%
McKinney
63.2%
McKinney +
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,703 | $487,346 | Des Moines + |
| Homeownership Rate | 60.5% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Des Moines
296
Des Moines +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Des Moines
1452
Des Moines +
McKinney
2339
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 296 | 442 | Des Moines + |
| Property Crime / 100KFBI CDE (state-level est.) | 1452 | 2339 | Des Moines + |
Health
Obesity Rate
CDC PLACES
Des Moines
39.4%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Des Moines
11.8%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Des Moines
19.0%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Des Moines
10.6%
Des Moines +
McKinney
10.9%
Binge Drinking
CDC PLACES
Des Moines
19.8%
McKinney
18.3%
McKinney +
Current Smokers
CDC PLACES
Des Moines
16.4%
McKinney
9.9%
McKinney +
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.4% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 11.8% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 10.6% | 10.9% | Des Moines + |
| Binge DrinkingCDC PLACES | 19.8% | 18.3% | McKinney + |
| Current SmokersCDC PLACES | 16.4% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Des Moines
49.9°F
Des Moines +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Des Moines
35.6 in
Des Moines +
McKinney
40.0 in
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.9°F | 64.2°F | Des Moines + |
| Annual PrecipitationNOAA 1991–2020 normal | 35.6 in | 40.0 in | Des Moines + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Des Moines
10.2 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Des Moines
55.0%
McKinney
55.0%
Tie
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.2 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Des Moines
21.1 min
Des Moines +
McKinney
35.6 min
| Metric | Des Moines, IA | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 35.6 min | Des Moines + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while des Moines offers more affordable housing with a median home price of $210,703. On public safety, Des Moines is safer with a violent crime rate of 296 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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