Downey CA vs Elgin IL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Downey, CA

California · Population: 114,617

  • Median HH Income$68,378
  • Median Home Price$888,820
  • Unemployment6.0%
  • Bachelor's+10.6%

Elgin, IL

Illinois · Population: 114,106

  • Median HH Income$88,316
  • Median Home Price$333,920
  • Unemployment6.3%
  • Bachelor's+26.0%

Detailed Comparison

Demographics

Population
Downey
114,617
Downey +
Elgin
114,106
Pop. Density / sq mi
Lower = more space
Downey
N/A
Elgin
N/A
Median Age
Downey
34.0
Downey +
Elgin
36.3
Foreign Born
Downey
39.4%
Downey +
Elgin
26.5%
White
Downey
21.0%
Elgin
45.4%
Elgin +
Black
Downey
0.4%
Elgin
5.2%
Elgin +
Asian
Downey
1.5%
Elgin
6.0%
Elgin +
Hispanic
Downey
95.6%
Downey +
Elgin
48.4%
Spanish at Home
Downey
N/A
Elgin
N/A

Economy

Median HH Income
Downey
$68,378
Elgin
$88,316
Elgin +
Per Capita Income
Downey
$23,265
Elgin
$36,037
Elgin +
Per Capita Personal Income (MSA)
BEA MSA-level
Downey
$77,230
Downey +
Elgin
$68,110
Unemployment Rate
Downey
6.0%
Downey +
Elgin
6.3%
Poverty Rate
Downey
16.6%
Elgin
10.4%
Elgin +
Bachelor's Degree+
Downey
10.6%
Elgin
26.0%
Elgin +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Downey
$888,820
Elgin
$333,920
Elgin +
Homeownership Rate
Downey
33.7%
Elgin
71.5%
Elgin +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Downey
503
Elgin
344
Elgin +
Property Crime / 100K
FBI CDE (state-level est.)
Downey
2388
Elgin
1842
Elgin +

Health

Obesity Rate
CDC PLACES
Downey
27.6%
Downey +
Elgin
35.8%
Diabetes Rate
CDC PLACES
Downey
11.8%
Downey +
Elgin
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Downey
16.1%
Elgin
16.0%
Elgin +
No Health Insurance
CDC PLACES
Downey
14.8%
Downey +
Elgin
16.8%
Binge Drinking
CDC PLACES
Downey
16.1%
Downey +
Elgin
18.1%
Current Smokers
CDC PLACES
Downey
9.9%
Downey +
Elgin
12.2%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Downey
N/A
Elgin
48.7°F
Annual Precipitation
NOAA 1991–2020 normal
Downey
14.3 in
Downey +
Elgin
37.8 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Downey
7.9 µg/m³
Downey +
Elgin
9.4 µg/m³
Good Air Days
AQI ≤ 50
Downey
75.0%
Downey +
Elgin
55.0%

Commute

Mean Commute Time
Census ACS
Downey
33.1 min
Elgin
30.4 min
Elgin +

Which City is Right for You?

Elgin leads in median household income at $88,316, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Elgin is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Downey. Downey has a lower unemployment rate at 6.0%, and Downey has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Downey scores better with a lower obesity rate of 27.6%.

Compare More Cities

About Downey & Elgin