Duluth MN vs Elgin IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Duluth, MN
Minnesota · Population: N/A
- Median HH IncomeN/A
- Median Home Price$292,800
- UnemploymentN/A
- Bachelor's+N/A
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
Detailed Comparison
Demographics
Population
Duluth
N/A
Elgin
114,106
Pop. Density / sq mi
Lower = more space
Duluth
N/A
Elgin
N/A
Median Age
Duluth
N/A
Elgin
36.3
Foreign Born
Duluth
N/A
Elgin
26.5%
White
Duluth
N/A
Elgin
45.4%
Black
Duluth
N/A
Elgin
5.2%
Asian
Duluth
N/A
Elgin
6.0%
Hispanic
Duluth
N/A
Elgin
48.4%
Spanish at Home
Duluth
N/A
Elgin
N/A
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Population | N/A | 114,106 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 36.3 | - |
| Foreign Born | N/A | 26.5% | - |
| White | N/A | 45.4% | - |
| Black | N/A | 5.2% | - |
| Asian | N/A | 6.0% | - |
| Hispanic | N/A | 48.4% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Duluth
N/A
Elgin
$88,316
Per Capita Income
Duluth
N/A
Elgin
$36,037
Per Capita Personal Income (MSA)
BEA MSA-level
Duluth
$69,467
Duluth +
Elgin
$68,110
Unemployment Rate
Duluth
N/A
Elgin
6.3%
Poverty Rate
Duluth
N/A
Elgin
10.4%
Bachelor's Degree+
Duluth
N/A
Elgin
26.0%
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Median HH Income | N/A | $88,316 | - |
| Per Capita Income | N/A | $36,037 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,467 | $68,110 | Duluth + |
| Unemployment Rate | N/A | 6.3% | - |
| Poverty Rate | N/A | 10.4% | - |
| Bachelor's Degree+ | N/A | 26.0% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Duluth
$292,800
Duluth +
Elgin
$333,920
Homeownership Rate
Duluth
N/A
Elgin
71.5%
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $292,800 | $333,920 | Duluth + |
| Homeownership Rate | N/A | 71.5% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Duluth
284
Duluth +
Elgin
344
Property Crime / 100K
FBI CDE (state-level est.)
Duluth
1992
Elgin
1842
Elgin +
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 284 | 344 | Duluth + |
| Property Crime / 100KFBI CDE (state-level est.) | 1992 | 1842 | Elgin + |
Health
Obesity Rate
CDC PLACES
Duluth
35.1%
Duluth +
Elgin
35.8%
Diabetes Rate
CDC PLACES
Duluth
10.0%
Duluth +
Elgin
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Duluth
17.7%
Elgin
16.0%
Elgin +
No Health Insurance
CDC PLACES
Duluth
7.3%
Duluth +
Elgin
16.8%
Binge Drinking
CDC PLACES
Duluth
20.1%
Elgin
18.1%
Elgin +
Current Smokers
CDC PLACES
Duluth
15.1%
Elgin
12.2%
Elgin +
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.1% | 35.8% | Duluth + |
| Diabetes RateCDC PLACES | 10.0% | 12.1% | Duluth + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.7% | 16.0% | Elgin + |
| No Health InsuranceCDC PLACES | 7.3% | 16.8% | Duluth + |
| Binge DrinkingCDC PLACES | 20.1% | 18.1% | Elgin + |
| Current SmokersCDC PLACES | 15.1% | 12.2% | Elgin + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Duluth
39.7°F
Duluth +
Elgin
48.7°F
Annual Precipitation
NOAA 1991–2020 normal
Duluth
31.0 in
Duluth +
Elgin
37.8 in
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 39.7°F | 48.7°F | Duluth + |
| Annual PrecipitationNOAA 1991–2020 normal | 31.0 in | 37.8 in | Duluth + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Duluth
8.1 µg/m³
Duluth +
Elgin
9.4 µg/m³
Good Air Days
AQI ≤ 50
Duluth
75.0%
Duluth +
Elgin
55.0%
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.4 µg/m³ | Duluth + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Duluth + |
Commute
Mean Commute Time
Census ACS
Duluth
N/A
Elgin
30.4 min
| Metric | Duluth, MN | Elgin, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 30.4 min | - |
Which City is Right for You?
Duluth offers more affordable housing with a median home price of $292,800. On public safety, Duluth is safer with a violent crime rate of 284 per 100,000 residents, compared to 344 in Elgin. Duluth has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Duluth scores better with a lower obesity rate of 35.1%.
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