Duluth MN vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Duluth, MN
Minnesota · Population: N/A
- Median HH IncomeN/A
- Median Home Price$292,800
- UnemploymentN/A
- Bachelor's+N/A
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Duluth
N/A
Waco
141,925
Pop. Density / sq mi
Lower = more space
Duluth
N/A
Waco
N/A
Median Age
Duluth
N/A
Waco
29.2
Foreign Born
Duluth
N/A
Waco
9.8%
White
Duluth
N/A
Waco
54.0%
Black
Duluth
N/A
Waco
20.4%
Asian
Duluth
N/A
Waco
2.0%
Hispanic
Duluth
N/A
Waco
29.9%
Spanish at Home
Duluth
N/A
Waco
N/A
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Population | N/A | 141,925 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 29.2 | - |
| Foreign Born | N/A | 9.8% | - |
| White | N/A | 54.0% | - |
| Black | N/A | 20.4% | - |
| Asian | N/A | 2.0% | - |
| Hispanic | N/A | 29.9% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Duluth
N/A
Waco
$51,468
Per Capita Income
Duluth
N/A
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Duluth
$69,467
Duluth +
Waco
$63,758
Unemployment Rate
Duluth
N/A
Waco
4.4%
Poverty Rate
Duluth
N/A
Waco
24.0%
Bachelor's Degree+
Duluth
N/A
Waco
28.6%
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | N/A | $51,468 | - |
| Per Capita Income | N/A | $28,819 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,467 | $63,758 | Duluth + |
| Unemployment Rate | N/A | 4.4% | - |
| Poverty Rate | N/A | 24.0% | - |
| Bachelor's Degree+ | N/A | 28.6% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Duluth
$292,800
Waco
$196,465
Waco +
Homeownership Rate
Duluth
N/A
Waco
48.9%
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $292,800 | $196,465 | Waco + |
| Homeownership Rate | N/A | 48.9% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Duluth
284
Duluth +
Waco
442
Property Crime / 100K
FBI CDE (state-level est.)
Duluth
1992
Duluth +
Waco
2339
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 284 | 442 | Duluth + |
| Property Crime / 100KFBI CDE (state-level est.) | 1992 | 2339 | Duluth + |
Health
Obesity Rate
CDC PLACES
Duluth
35.1%
Duluth +
Waco
36.8%
Diabetes Rate
CDC PLACES
Duluth
10.0%
Duluth +
Waco
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Duluth
17.7%
Duluth +
Waco
20.4%
No Health Insurance
CDC PLACES
Duluth
7.3%
Duluth +
Waco
20.4%
Binge Drinking
CDC PLACES
Duluth
20.1%
Waco
16.2%
Waco +
Current Smokers
CDC PLACES
Duluth
15.1%
Waco
15.1%
Tie
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.1% | 36.8% | Duluth + |
| Diabetes RateCDC PLACES | 10.0% | 13.0% | Duluth + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.7% | 20.4% | Duluth + |
| No Health InsuranceCDC PLACES | 7.3% | 20.4% | Duluth + |
| Binge DrinkingCDC PLACES | 20.1% | 16.2% | Waco + |
| Current SmokersCDC PLACES | 15.1% | 15.1% | Tie |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Duluth
39.7°F
Duluth +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Duluth
31.0 in
Duluth +
Waco
36.4 in
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 39.7°F | 66.6°F | Duluth + |
| Annual PrecipitationNOAA 1991–2020 normal | 31.0 in | 36.4 in | Duluth + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Duluth
8.1 µg/m³
Duluth +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Duluth
75.0%
Duluth +
Waco
55.0%
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.2 µg/m³ | Duluth + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Duluth + |
Commute
Mean Commute Time
Census ACS
Duluth
N/A
Waco
19.7 min
| Metric | Duluth, MN | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 19.7 min | - |
Which City is Right for You?
Waco offers more affordable housing with a median home price of $196,465. On public safety, Duluth is safer with a violent crime rate of 284 per 100,000 residents, compared to 442 in Waco. Duluth has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Duluth scores better with a lower obesity rate of 35.1%.
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