Elgin IL vs Lancaster CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
Lancaster, CA
California · Population: 170,013
- Median HH Income$76,083
- Median Home Price$466,147
- Unemployment7.1%
- Bachelor's+20.1%
Detailed Comparison
Demographics
Population
Elgin
114,106
Lancaster
170,013
Lancaster +
Pop. Density / sq mi
Lower = more space
Elgin
N/A
Lancaster
N/A
Median Age
Elgin
36.3
Lancaster
34.2
Lancaster +
Foreign Born
Elgin
26.5%
Elgin +
Lancaster
13.9%
White
Elgin
45.4%
Elgin +
Lancaster
35.5%
Black
Elgin
5.2%
Lancaster
21.4%
Lancaster +
Asian
Elgin
6.0%
Elgin +
Lancaster
4.0%
Hispanic
Elgin
48.4%
Elgin +
Lancaster
45.9%
Spanish at Home
Elgin
N/A
Lancaster
N/A
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Population | 114,106 | 170,013 | Lancaster + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.3 | 34.2 | Lancaster + |
| Foreign Born | 26.5% | 13.9% | Elgin + |
| White | 45.4% | 35.5% | Elgin + |
| Black | 5.2% | 21.4% | Lancaster + |
| Asian | 6.0% | 4.0% | Elgin + |
| Hispanic | 48.4% | 45.9% | Elgin + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elgin
$88,316
Elgin +
Lancaster
$76,083
Per Capita Income
Elgin
$36,037
Elgin +
Lancaster
$29,766
Per Capita Personal Income (MSA)
BEA MSA-level
Elgin
$68,110
Lancaster
$77,230
Lancaster +
Unemployment Rate
Elgin
6.3%
Elgin +
Lancaster
7.1%
Poverty Rate
Elgin
10.4%
Elgin +
Lancaster
15.5%
Bachelor's Degree+
Elgin
26.0%
Elgin +
Lancaster
20.1%
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Median HH Income | $88,316 | $76,083 | Elgin + |
| Per Capita Income | $36,037 | $29,766 | Elgin + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,230 | Lancaster + |
| Unemployment Rate | 6.3% | 7.1% | Elgin + |
| Poverty Rate | 10.4% | 15.5% | Elgin + |
| Bachelor's Degree+ | 26.0% | 20.1% | Elgin + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elgin
$333,920
Elgin +
Lancaster
$466,147
Homeownership Rate
Elgin
71.5%
Elgin +
Lancaster
58.4%
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $333,920 | $466,147 | Elgin + |
| Homeownership Rate | 71.5% | 58.4% | Elgin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elgin
344
Elgin +
Lancaster
503
Property Crime / 100K
FBI CDE (state-level est.)
Elgin
1842
Elgin +
Lancaster
2388
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 503 | Elgin + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2388 | Elgin + |
Health
Obesity Rate
CDC PLACES
Elgin
35.8%
Lancaster
30.6%
Lancaster +
Diabetes Rate
CDC PLACES
Elgin
12.1%
Elgin +
Lancaster
12.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Elgin
16.0%
Elgin +
Lancaster
19.3%
No Health Insurance
CDC PLACES
Elgin
16.8%
Lancaster
12.9%
Lancaster +
Binge Drinking
CDC PLACES
Elgin
18.1%
Lancaster
15.8%
Lancaster +
Current Smokers
CDC PLACES
Elgin
12.2%
Elgin +
Lancaster
14.0%
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 30.6% | Lancaster + |
| Diabetes RateCDC PLACES | 12.1% | 12.6% | Elgin + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.3% | Elgin + |
| No Health InsuranceCDC PLACES | 16.8% | 12.9% | Lancaster + |
| Binge DrinkingCDC PLACES | 18.1% | 15.8% | Lancaster + |
| Current SmokersCDC PLACES | 12.2% | 14.0% | Elgin + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elgin
48.7°F
Elgin +
Lancaster
62.1°F
Annual Precipitation
NOAA 1991–2020 normal
Elgin
37.8 in
Lancaster
7.4 in
Lancaster +
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.7°F | 62.1°F | Elgin + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 7.4 in | Lancaster + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elgin
9.4 µg/m³
Lancaster
7.9 µg/m³
Lancaster +
Good Air Days
AQI ≤ 50
Elgin
55.0%
Lancaster
75.0%
Lancaster +
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 7.9 µg/m³ | Lancaster + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Lancaster + |
Commute
Mean Commute Time
Census ACS
Elgin
30.4 min
Elgin +
Lancaster
33.0 min
| Metric | Elgin, IL | Lancaster, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 33.0 min | Elgin + |
Which City is Right for You?
Elgin leads in median household income at $88,316, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Elgin is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Lancaster. Elgin has a lower unemployment rate at 6.3%, and Lancaster has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Lancaster scores better with a lower obesity rate of 30.6%.
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