Elgin IL vs Lynchburg VA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
Lynchburg, VA
Virginia · Population: 79,255
- Median HH Income$59,808
- Median Home Price$264,994
- Unemployment5.0%
- Bachelor's+38.5%
Detailed Comparison
Demographics
Population
Elgin
114,106
Elgin +
Lynchburg
79,255
Pop. Density / sq mi
Lower = more space
Elgin
N/A
Lynchburg
N/A
Median Age
Elgin
36.3
Lynchburg
28.4
Lynchburg +
Foreign Born
Elgin
26.5%
Elgin +
Lynchburg
4.6%
White
Elgin
45.4%
Lynchburg
62.2%
Lynchburg +
Black
Elgin
5.2%
Lynchburg
27.7%
Lynchburg +
Asian
Elgin
6.0%
Elgin +
Lynchburg
2.2%
Hispanic
Elgin
48.4%
Elgin +
Lynchburg
5.0%
Spanish at Home
Elgin
N/A
Lynchburg
N/A
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Population | 114,106 | 79,255 | Elgin + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.3 | 28.4 | Lynchburg + |
| Foreign Born | 26.5% | 4.6% | Elgin + |
| White | 45.4% | 62.2% | Lynchburg + |
| Black | 5.2% | 27.7% | Lynchburg + |
| Asian | 6.0% | 2.2% | Elgin + |
| Hispanic | 48.4% | 5.0% | Elgin + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elgin
$88,316
Elgin +
Lynchburg
$59,808
Per Capita Income
Elgin
$36,037
Elgin +
Lynchburg
$30,004
Per Capita Personal Income (MSA)
BEA MSA-level
Elgin
$68,110
Lynchburg
$69,581
Lynchburg +
Unemployment Rate
Elgin
6.3%
Lynchburg
5.0%
Lynchburg +
Poverty Rate
Elgin
10.4%
Elgin +
Lynchburg
17.4%
Bachelor's Degree+
Elgin
26.0%
Lynchburg
38.5%
Lynchburg +
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Median HH Income | $88,316 | $59,808 | Elgin + |
| Per Capita Income | $36,037 | $30,004 | Elgin + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $69,581 | Lynchburg + |
| Unemployment Rate | 6.3% | 5.0% | Lynchburg + |
| Poverty Rate | 10.4% | 17.4% | Elgin + |
| Bachelor's Degree+ | 26.0% | 38.5% | Lynchburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elgin
$333,920
Lynchburg
$264,994
Lynchburg +
Homeownership Rate
Elgin
71.5%
Elgin +
Lynchburg
49.1%
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $333,920 | $264,994 | Lynchburg + |
| Homeownership Rate | 71.5% | 49.1% | Elgin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elgin
344
Lynchburg
240
Lynchburg +
Property Crime / 100K
FBI CDE (state-level est.)
Elgin
1842
Lynchburg
1726
Lynchburg +
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 240 | Lynchburg + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1726 | Lynchburg + |
Health
Obesity Rate
CDC PLACES
Elgin
35.8%
Elgin +
Lynchburg
37.1%
Diabetes Rate
CDC PLACES
Elgin
12.1%
Lynchburg
11.9%
Lynchburg +
Poor Mental Health
CDC PLACES — 14+ days/month
Elgin
16.0%
Elgin +
Lynchburg
19.4%
No Health Insurance
CDC PLACES
Elgin
16.8%
Lynchburg
9.1%
Lynchburg +
Binge Drinking
CDC PLACES
Elgin
18.1%
Lynchburg
14.8%
Lynchburg +
Current Smokers
CDC PLACES
Elgin
12.2%
Elgin +
Lynchburg
12.9%
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 37.1% | Elgin + |
| Diabetes RateCDC PLACES | 12.1% | 11.9% | Lynchburg + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.4% | Elgin + |
| No Health InsuranceCDC PLACES | 16.8% | 9.1% | Lynchburg + |
| Binge DrinkingCDC PLACES | 18.1% | 14.8% | Lynchburg + |
| Current SmokersCDC PLACES | 12.2% | 12.9% | Elgin + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elgin
48.7°F
Elgin +
Lynchburg
54.8°F
Annual Precipitation
NOAA 1991–2020 normal
Elgin
37.8 in
Elgin +
Lynchburg
41.5 in
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.7°F | 54.8°F | Elgin + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 41.5 in | Elgin + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elgin
9.4 µg/m³
Lynchburg
8.2 µg/m³
Lynchburg +
Good Air Days
AQI ≤ 50
Elgin
55.0%
Lynchburg
75.0%
Lynchburg +
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.2 µg/m³ | Lynchburg + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Lynchburg + |
Commute
Mean Commute Time
Census ACS
Elgin
30.4 min
Lynchburg
18.5 min
Lynchburg +
| Metric | Elgin, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 18.5 min | Lynchburg + |
Which City is Right for You?
Elgin leads in median household income at $88,316, while lynchburg offers more affordable housing with a median home price of $264,994. On public safety, Lynchburg is safer with a violent crime rate of 240 per 100,000 residents, compared to 344 in Elgin. Lynchburg has a lower unemployment rate at 5.0%, and Lynchburg has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Elgin scores better with a lower obesity rate of 35.8%.
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