Elgin IL vs New Rochelle NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
Elgin
114,106
Elgin +
New Rochelle
48,198
Pop. Density / sq mi
Lower = more space
Elgin
N/A
New Rochelle
N/A
Median Age
Elgin
36.3
Elgin +
New Rochelle
40.7
Foreign Born
Elgin
26.5%
Elgin +
New Rochelle
4.6%
White
Elgin
45.4%
New Rochelle
66.1%
New Rochelle +
Black
Elgin
5.2%
New Rochelle
17.8%
New Rochelle +
Asian
Elgin
6.0%
Elgin +
New Rochelle
2.3%
Hispanic
Elgin
48.4%
Elgin +
New Rochelle
8.0%
Spanish at Home
Elgin
N/A
New Rochelle
N/A
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Population | 114,106 | 48,198 | Elgin + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.3 | 40.7 | Elgin + |
| Foreign Born | 26.5% | 4.6% | Elgin + |
| White | 45.4% | 66.1% | New Rochelle + |
| Black | 5.2% | 17.8% | New Rochelle + |
| Asian | 6.0% | 2.3% | Elgin + |
| Hispanic | 48.4% | 8.0% | Elgin + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elgin
$88,316
Elgin +
New Rochelle
$48,535
Per Capita Income
Elgin
$36,037
Elgin +
New Rochelle
$30,033
Per Capita Personal Income (MSA)
BEA MSA-level
Elgin
$68,110
New Rochelle
$77,425
New Rochelle +
Unemployment Rate
Elgin
6.3%
Elgin +
New Rochelle
9.7%
Poverty Rate
Elgin
10.4%
Elgin +
New Rochelle
23.7%
Bachelor's Degree+
Elgin
26.0%
Elgin +
New Rochelle
22.8%
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Median HH Income | $88,316 | $48,535 | Elgin + |
| Per Capita Income | $36,037 | $30,033 | Elgin + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,425 | New Rochelle + |
| Unemployment Rate | 6.3% | 9.7% | Elgin + |
| Poverty Rate | 10.4% | 23.7% | Elgin + |
| Bachelor's Degree+ | 26.0% | 22.8% | Elgin + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elgin
$333,920
Elgin +
New Rochelle
$920,484
Homeownership Rate
Elgin
71.5%
Elgin +
New Rochelle
57.5%
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $333,920 | $920,484 | Elgin + |
| Homeownership Rate | 71.5% | 57.5% | Elgin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elgin
344
Elgin +
New Rochelle
434
Property Crime / 100K
FBI CDE (state-level est.)
Elgin
1842
New Rochelle
1736
New Rochelle +
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 434 | Elgin + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1736 | New Rochelle + |
Health
Obesity Rate
CDC PLACES
Elgin
35.8%
New Rochelle
26.6%
New Rochelle +
Diabetes Rate
CDC PLACES
Elgin
12.1%
New Rochelle
10.6%
New Rochelle +
Poor Mental Health
CDC PLACES — 14+ days/month
Elgin
16.0%
New Rochelle
13.8%
New Rochelle +
No Health Insurance
CDC PLACES
Elgin
16.8%
New Rochelle
9.5%
New Rochelle +
Binge Drinking
CDC PLACES
Elgin
18.1%
New Rochelle
14.9%
New Rochelle +
Current Smokers
CDC PLACES
Elgin
12.2%
New Rochelle
9.3%
New Rochelle +
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 26.6% | New Rochelle + |
| Diabetes RateCDC PLACES | 12.1% | 10.6% | New Rochelle + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 13.8% | New Rochelle + |
| No Health InsuranceCDC PLACES | 16.8% | 9.5% | New Rochelle + |
| Binge DrinkingCDC PLACES | 18.1% | 14.9% | New Rochelle + |
| Current SmokersCDC PLACES | 12.2% | 9.3% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elgin
48.7°F
New Rochelle
N/A
Annual Precipitation
NOAA 1991–2020 normal
Elgin
37.8 in
New Rochelle
N/A
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elgin
9.4 µg/m³
New Rochelle
8.1 µg/m³
New Rochelle +
Good Air Days
AQI ≤ 50
Elgin
55.0%
New Rochelle
75.0%
New Rochelle +
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.1 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | New Rochelle + |
Commute
Mean Commute Time
Census ACS
Elgin
30.4 min
New Rochelle
20.0 min
New Rochelle +
| Metric | Elgin, IL | New Rochelle, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 20.0 min | New Rochelle + |
Which City is Right for You?
Elgin leads in median household income at $88,316, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Elgin is safer with a violent crime rate of 344 per 100,000 residents, compared to 434 in New Rochelle. Elgin has a lower unemployment rate at 6.3%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
Compare More Cities
Elgin, IL vs New York, NYElgin, IL vs Los Angeles, CAChicago, IL vs Elgin, ILElgin, IL vs Houston, TXElgin, IL vs Phoenix, AZElgin, IL vs Philadelphia, PA