Elgin IL vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Elgin
114,106
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Elgin
N/A
Oxnard
N/A
Median Age
Elgin
36.3
Oxnard
34.0
Oxnard +
Foreign Born
Elgin
26.5%
Oxnard
33.8%
Oxnard +
White
Elgin
45.4%
Elgin +
Oxnard
36.9%
Black
Elgin
5.2%
Elgin +
Oxnard
1.8%
Asian
Elgin
6.0%
Oxnard
6.6%
Oxnard +
Hispanic
Elgin
48.4%
Oxnard
77.0%
Oxnard +
Spanish at Home
Elgin
N/A
Oxnard
N/A
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Population | 114,106 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.3 | 34.0 | Oxnard + |
| Foreign Born | 26.5% | 33.8% | Oxnard + |
| White | 45.4% | 36.9% | Elgin + |
| Black | 5.2% | 1.8% | Elgin + |
| Asian | 6.0% | 6.6% | Oxnard + |
| Hispanic | 48.4% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elgin
$88,316
Oxnard
$93,372
Oxnard +
Per Capita Income
Elgin
$36,037
Elgin +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Elgin
$68,110
Oxnard
$77,230
Oxnard +
Unemployment Rate
Elgin
6.3%
Elgin +
Oxnard
6.6%
Poverty Rate
Elgin
10.4%
Elgin +
Oxnard
10.8%
Bachelor's Degree+
Elgin
26.0%
Elgin +
Oxnard
19.6%
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $88,316 | $93,372 | Oxnard + |
| Per Capita Income | $36,037 | $30,413 | Elgin + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,230 | Oxnard + |
| Unemployment Rate | 6.3% | 6.6% | Elgin + |
| Poverty Rate | 10.4% | 10.8% | Elgin + |
| Bachelor's Degree+ | 26.0% | 19.6% | Elgin + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elgin
$333,920
Elgin +
Oxnard
$765,773
Homeownership Rate
Elgin
71.5%
Elgin +
Oxnard
53.9%
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $333,920 | $765,773 | Elgin + |
| Homeownership Rate | 71.5% | 53.9% | Elgin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elgin
344
Elgin +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Elgin
1842
Elgin +
Oxnard
2388
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 503 | Elgin + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2388 | Elgin + |
Health
Obesity Rate
CDC PLACES
Elgin
35.8%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Elgin
12.1%
Elgin +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Elgin
16.0%
Elgin +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Elgin
16.8%
Elgin +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Elgin
18.1%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Elgin
12.2%
Oxnard
12.0%
Oxnard +
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 12.1% | 12.8% | Elgin + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 17.9% | Elgin + |
| No Health InsuranceCDC PLACES | 16.8% | 19.2% | Elgin + |
| Binge DrinkingCDC PLACES | 18.1% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 12.2% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elgin
48.7°F
Elgin +
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Elgin
37.8 in
Oxnard
15.3 in
Oxnard +
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.7°F | 61.2°F | Elgin + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elgin
9.4 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Elgin
55.0%
Oxnard
75.0%
Oxnard +
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oxnard + |
Commute
Mean Commute Time
Census ACS
Elgin
30.4 min
Oxnard
27.1 min
Oxnard +
| Metric | Elgin, IL | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 27.1 min | Oxnard + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Elgin is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Oxnard. Elgin has a lower unemployment rate at 6.3%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
Compare More Cities
Elgin, IL vs New York, NYElgin, IL vs Los Angeles, CAChicago, IL vs Elgin, ILElgin, IL vs Houston, TXElgin, IL vs Phoenix, AZElgin, IL vs Philadelphia, PA