Elgin IL vs Raleigh NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elgin, IL
Illinois · Population: 114,106
- Median HH Income$88,316
- Median Home Price$333,920
- Unemployment6.3%
- Bachelor's+26.0%
Raleigh, NC
North Carolina · Population: 470,763
- Median HH Income$82,424
- Median Home Price$435,807
- Unemployment4.5%
- Bachelor's+52.9%
Detailed Comparison
Demographics
Population
Elgin
114,106
Raleigh
470,763
Raleigh +
Pop. Density / sq mi
Lower = more space
Elgin
N/A
Raleigh
N/A
Median Age
Elgin
36.3
Raleigh
34.7
Raleigh +
Foreign Born
Elgin
26.5%
Elgin +
Raleigh
13.6%
White
Elgin
45.4%
Raleigh
53.8%
Raleigh +
Black
Elgin
5.2%
Raleigh
27.5%
Raleigh +
Asian
Elgin
6.0%
Elgin +
Raleigh
4.7%
Hispanic
Elgin
48.4%
Elgin +
Raleigh
12.7%
Spanish at Home
Elgin
N/A
Raleigh
N/A
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Population | 114,106 | 470,763 | Raleigh + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.3 | 34.7 | Raleigh + |
| Foreign Born | 26.5% | 13.6% | Elgin + |
| White | 45.4% | 53.8% | Raleigh + |
| Black | 5.2% | 27.5% | Raleigh + |
| Asian | 6.0% | 4.7% | Elgin + |
| Hispanic | 48.4% | 12.7% | Elgin + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elgin
$88,316
Elgin +
Raleigh
$82,424
Per Capita Income
Elgin
$36,037
Raleigh
$49,948
Raleigh +
Per Capita Personal Income (MSA)
BEA MSA-level
Elgin
$68,110
Elgin +
Raleigh
$59,120
Unemployment Rate
Elgin
6.3%
Raleigh
4.5%
Raleigh +
Poverty Rate
Elgin
10.4%
Elgin +
Raleigh
11.4%
Bachelor's Degree+
Elgin
26.0%
Raleigh
52.9%
Raleigh +
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Median HH Income | $88,316 | $82,424 | Elgin + |
| Per Capita Income | $36,037 | $49,948 | Raleigh + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $59,120 | Elgin + |
| Unemployment Rate | 6.3% | 4.5% | Raleigh + |
| Poverty Rate | 10.4% | 11.4% | Elgin + |
| Bachelor's Degree+ | 26.0% | 52.9% | Raleigh + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elgin
$333,920
Elgin +
Raleigh
$435,807
Homeownership Rate
Elgin
71.5%
Elgin +
Raleigh
51.2%
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $333,920 | $435,807 | Elgin + |
| Homeownership Rate | 71.5% | 51.2% | Elgin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elgin
344
Elgin +
Raleigh
398
Property Crime / 100K
FBI CDE (state-level est.)
Elgin
1842
Elgin +
Raleigh
1999
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 398 | Elgin + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1999 | Elgin + |
Health
Obesity Rate
CDC PLACES
Elgin
35.8%
Raleigh
30.9%
Raleigh +
Diabetes Rate
CDC PLACES
Elgin
12.1%
Raleigh
9.1%
Raleigh +
Poor Mental Health
CDC PLACES — 14+ days/month
Elgin
16.0%
Elgin +
Raleigh
16.6%
No Health Insurance
CDC PLACES
Elgin
16.8%
Raleigh
9.7%
Raleigh +
Binge Drinking
CDC PLACES
Elgin
18.1%
Raleigh
15.3%
Raleigh +
Current Smokers
CDC PLACES
Elgin
12.2%
Raleigh
10.5%
Raleigh +
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 30.9% | Raleigh + |
| Diabetes RateCDC PLACES | 12.1% | 9.1% | Raleigh + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.6% | Elgin + |
| No Health InsuranceCDC PLACES | 16.8% | 9.7% | Raleigh + |
| Binge DrinkingCDC PLACES | 18.1% | 15.3% | Raleigh + |
| Current SmokersCDC PLACES | 12.2% | 10.5% | Raleigh + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elgin
48.7°F
Elgin +
Raleigh
61.1°F
Annual Precipitation
NOAA 1991–2020 normal
Elgin
37.8 in
Elgin +
Raleigh
46.2 in
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.7°F | 61.1°F | Elgin + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 46.2 in | Elgin + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elgin
9.4 µg/m³
Raleigh
8.7 µg/m³
Raleigh +
Good Air Days
AQI ≤ 50
Elgin
55.0%
Raleigh
75.0%
Raleigh +
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.7 µg/m³ | Raleigh + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Raleigh + |
Commute
Mean Commute Time
Census ACS
Elgin
30.4 min
Raleigh
25.1 min
Raleigh +
| Metric | Elgin, IL | Raleigh, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.4 min | 25.1 min | Raleigh + |
Which City is Right for You?
Elgin leads in median household income at $88,316, while elgin offers more affordable housing with a median home price of $333,920. On public safety, Elgin is safer with a violent crime rate of 344 per 100,000 residents, compared to 398 in Raleigh. Raleigh has a lower unemployment rate at 4.5%, and Raleigh has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Raleigh scores better with a lower obesity rate of 30.9%.
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