Elizabeth NJ vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Elizabeth, NJ
New Jersey · Population: 135,887
- Median HH Income$63,874
- Median Home Price$531,592
- Unemployment6.9%
- Bachelor's+14.2%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Elizabeth
135,887
Elizabeth +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Elizabeth
N/A
Schenectady
N/A
Median Age
Elizabeth
35.8
Elizabeth +
Schenectady
42.3
Foreign Born
Elizabeth
50.6%
Elizabeth +
Schenectady
6.8%
White
Elizabeth
24.8%
Schenectady
86.7%
Schenectady +
Black
Elizabeth
17.1%
Elizabeth +
Schenectady
3.1%
Asian
Elizabeth
1.8%
Schenectady
3.0%
Schenectady +
Hispanic
Elizabeth
66.8%
Elizabeth +
Schenectady
4.7%
Spanish at Home
Elizabeth
N/A
Schenectady
N/A
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Population | 135,887 | 28,542 | Elizabeth + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.8 | 42.3 | Elizabeth + |
| Foreign Born | 50.6% | 6.8% | Elizabeth + |
| White | 24.8% | 86.7% | Schenectady + |
| Black | 17.1% | 3.1% | Elizabeth + |
| Asian | 1.8% | 3.0% | Schenectady + |
| Hispanic | 66.8% | 4.7% | Elizabeth + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Elizabeth
$63,874
Schenectady
$100,485
Schenectady +
Per Capita Income
Elizabeth
$28,490
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Elizabeth
$77,416
Schenectady
$77,425
Schenectady +
Unemployment Rate
Elizabeth
6.9%
Schenectady
2.3%
Schenectady +
Poverty Rate
Elizabeth
15.3%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Elizabeth
14.2%
Schenectady
58.8%
Schenectady +
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $63,874 | $100,485 | Schenectady + |
| Per Capita Income | $28,490 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,416 | $77,425 | Schenectady + |
| Unemployment Rate | 6.9% | 2.3% | Schenectady + |
| Poverty Rate | 15.3% | 10.3% | Schenectady + |
| Bachelor's Degree+ | 14.2% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Elizabeth
$531,592
Schenectady
$321,835
Schenectady +
Homeownership Rate
Elizabeth
25.4%
Schenectady
57.5%
Schenectady +
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $531,592 | $321,835 | Schenectady + |
| Homeownership Rate | 25.4% | 57.5% | Schenectady + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Elizabeth
218
Elizabeth +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Elizabeth
1426
Elizabeth +
Schenectady
1736
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 218 | 434 | Elizabeth + |
| Property Crime / 100KFBI CDE (state-level est.) | 1426 | 1736 | Elizabeth + |
Health
Obesity Rate
CDC PLACES
Elizabeth
34.8%
Elizabeth +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Elizabeth
13.7%
Schenectady
12.3%
Schenectady +
Poor Mental Health
CDC PLACES — 14+ days/month
Elizabeth
17.8%
Elizabeth +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Elizabeth
28.1%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Elizabeth
14.9%
Elizabeth +
Schenectady
15.2%
Current Smokers
CDC PLACES
Elizabeth
15.0%
Elizabeth +
Schenectady
16.9%
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.8% | 38.6% | Elizabeth + |
| Diabetes RateCDC PLACES | 13.7% | 12.3% | Schenectady + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.8% | 19.2% | Elizabeth + |
| No Health InsuranceCDC PLACES | 28.1% | 9.7% | Schenectady + |
| Binge DrinkingCDC PLACES | 14.9% | 15.2% | Elizabeth + |
| Current SmokersCDC PLACES | 15.0% | 16.9% | Elizabeth + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Elizabeth
N/A
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Elizabeth
N/A
Schenectady
N/A
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Elizabeth
8.7 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Elizabeth
75.0%
Schenectady
75.0%
Tie
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Elizabeth
29.3 min
Schenectady
26.2 min
Schenectady +
| Metric | Elizabeth, NJ | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.3 min | 26.2 min | Schenectady + |
Which City is Right for You?
Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Elizabeth is safer with a violent crime rate of 218 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Elizabeth scores better with a lower obesity rate of 34.8%.
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