Eugene OR vs Fargo ND — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Eugene, OR

Oregon · Population: 177,520

  • Median HH Income$63,836
  • Median Home Price$478,489
  • Unemployment7.6%
  • Bachelor's+44.2%

Fargo, ND

North Dakota · Population: 129,064

  • Median HH Income$66,029
  • Median Home Price$318,584
  • Unemployment3.9%
  • Bachelor's+43.2%

Detailed Comparison

Demographics

Population
Eugene
177,520
Eugene +
Fargo
129,064
Pop. Density / sq mi
Lower = more space
Eugene
N/A
Fargo
N/A
Median Age
Eugene
35.4
Fargo
32.2
Fargo +
Foreign Born
Eugene
6.8%
Fargo
9.7%
Fargo +
White
Eugene
78.9%
Fargo
80.8%
Fargo +
Black
Eugene
1.8%
Fargo
8.3%
Fargo +
Asian
Eugene
3.9%
Eugene +
Fargo
3.9%
Hispanic
Eugene
11.4%
Eugene +
Fargo
3.7%
Spanish at Home
Eugene
N/A
Fargo
N/A

Economy

Median HH Income
Eugene
$63,836
Fargo
$66,029
Fargo +
Per Capita Income
Eugene
$41,035
Fargo
$42,212
Fargo +
Per Capita Personal Income (MSA)
BEA MSA-level
Eugene
$63,691
Fargo
$71,089
Fargo +
Unemployment Rate
Eugene
7.6%
Fargo
3.9%
Fargo +
Poverty Rate
Eugene
18.2%
Fargo
12.8%
Fargo +
Bachelor's Degree+
Eugene
44.2%
Eugene +
Fargo
43.2%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Eugene
$478,489
Fargo
$318,584
Fargo +
Homeownership Rate
Eugene
47.6%
Eugene +
Fargo
44.1%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Eugene
355
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Eugene
3001
Fargo
2037
Fargo +

Health

Obesity Rate
CDC PLACES
Eugene
34.0%
Eugene +
Fargo
34.3%
Diabetes Rate
CDC PLACES
Eugene
9.4%
Fargo
8.1%
Fargo +
Poor Mental Health
CDC PLACES — 14+ days/month
Eugene
19.9%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Eugene
8.3%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Eugene
15.1%
Eugene +
Fargo
21.5%
Current Smokers
CDC PLACES
Eugene
11.9%
Fargo
11.8%
Fargo +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Eugene
52.5°F
Fargo
42.4°F
Fargo +
Annual Precipitation
NOAA 1991–2020 normal
Eugene
46.1 in
Fargo
22.6 in
Fargo +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Eugene
9.0 µg/m³
Fargo
8.6 µg/m³
Fargo +
Good Air Days
AQI ≤ 50
Eugene
55.0%
Fargo
75.0%
Fargo +

Commute

Mean Commute Time
Census ACS
Eugene
19.9 min
Fargo
17.3 min
Fargo +

Which City is Right for You?

Fargo leads in median household income at $66,029, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 355 in Eugene. Fargo has a lower unemployment rate at 3.9%, and Fargo has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, Eugene scores better with a lower obesity rate of 34.0%.

Compare More Cities

About Eugene & Fargo