Eugene OR vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Eugene, OR
Oregon · Population: 177,520
- Median HH Income$63,836
- Median Home Price$478,489
- Unemployment7.6%
- Bachelor's+44.2%
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Detailed Comparison
Demographics
Population
Eugene
177,520
Eugene +
Palm Bay
125,273
Pop. Density / sq mi
Lower = more space
Eugene
N/A
Palm Bay
N/A
Median Age
Eugene
35.4
Eugene +
Palm Bay
41.3
Foreign Born
Eugene
6.8%
Palm Bay
15.1%
Palm Bay +
White
Eugene
78.9%
Eugene +
Palm Bay
59.2%
Black
Eugene
1.8%
Palm Bay
19.3%
Palm Bay +
Asian
Eugene
3.9%
Eugene +
Palm Bay
2.1%
Hispanic
Eugene
11.4%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
Eugene
N/A
Palm Bay
N/A
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Population | 177,520 | 125,273 | Eugene + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 41.3 | Eugene + |
| Foreign Born | 6.8% | 15.1% | Palm Bay + |
| White | 78.9% | 59.2% | Eugene + |
| Black | 1.8% | 19.3% | Palm Bay + |
| Asian | 3.9% | 2.1% | Eugene + |
| Hispanic | 11.4% | 19.7% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Eugene
$63,836
Palm Bay
$67,521
Palm Bay +
Per Capita Income
Eugene
$41,035
Eugene +
Palm Bay
$34,474
Per Capita Personal Income (MSA)
BEA MSA-level
Eugene
$63,691
Palm Bay
$65,328
Palm Bay +
Unemployment Rate
Eugene
7.6%
Palm Bay
5.9%
Palm Bay +
Poverty Rate
Eugene
18.2%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
Eugene
44.2%
Eugene +
Palm Bay
22.6%
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Median HH Income | $63,836 | $67,521 | Palm Bay + |
| Per Capita Income | $41,035 | $34,474 | Eugene + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,691 | $65,328 | Palm Bay + |
| Unemployment Rate | 7.6% | 5.9% | Palm Bay + |
| Poverty Rate | 18.2% | 11.6% | Palm Bay + |
| Bachelor's Degree+ | 44.2% | 22.6% | Eugene + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Eugene
$478,489
Palm Bay
$304,173
Palm Bay +
Homeownership Rate
Eugene
47.6%
Palm Bay
79.3%
Palm Bay +
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $478,489 | $304,173 | Palm Bay + |
| Homeownership Rate | 47.6% | 79.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Eugene
355
Palm Bay
324
Palm Bay +
Property Crime / 100K
FBI CDE (state-level est.)
Eugene
3001
Palm Bay
1453
Palm Bay +
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 355 | 324 | Palm Bay + |
| Property Crime / 100KFBI CDE (state-level est.) | 3001 | 1453 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Eugene
34.0%
Eugene +
Palm Bay
36.5%
Diabetes Rate
CDC PLACES
Eugene
9.4%
Eugene +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Eugene
19.9%
Palm Bay
17.6%
Palm Bay +
No Health Insurance
CDC PLACES
Eugene
8.3%
Eugene +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
Eugene
15.1%
Palm Bay
14.4%
Palm Bay +
Current Smokers
CDC PLACES
Eugene
11.9%
Eugene +
Palm Bay
14.5%
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.0% | 36.5% | Eugene + |
| Diabetes RateCDC PLACES | 9.4% | 14.0% | Eugene + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.9% | 17.6% | Palm Bay + |
| No Health InsuranceCDC PLACES | 8.3% | 14.2% | Eugene + |
| Binge DrinkingCDC PLACES | 15.1% | 14.4% | Palm Bay + |
| Current SmokersCDC PLACES | 11.9% | 14.5% | Eugene + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Eugene
52.5°F
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
Eugene
46.1 in
Palm Bay
N/A
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 52.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Eugene
9.0 µg/m³
Palm Bay
7.2 µg/m³
Palm Bay +
Good Air Days
AQI ≤ 50
Eugene
55.0%
Palm Bay
75.0%
Palm Bay +
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.0 µg/m³ | 7.2 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Palm Bay + |
Commute
Mean Commute Time
Census ACS
Eugene
19.9 min
Eugene +
Palm Bay
29.6 min
| Metric | Eugene, OR | Palm Bay, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.9 min | 29.6 min | Eugene + |
Which City is Right for You?
Palm Bay leads in median household income at $67,521, while palm Bay offers more affordable housing with a median home price of $304,173. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 355 in Eugene. Palm Bay has a lower unemployment rate at 5.9%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Eugene scores better with a lower obesity rate of 34.0%.
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