Eugene OR vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Eugene, OR
Oregon · Population: 177,520
- Median HH Income$63,836
- Median Home Price$478,489
- Unemployment7.6%
- Bachelor's+44.2%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Eugene
177,520
Eugene +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Eugene
N/A
St. Charles
N/A
Median Age
Eugene
35.4
Eugene +
St. Charles
37.9
Foreign Born
Eugene
6.8%
Eugene +
St. Charles
4.2%
White
Eugene
78.9%
St. Charles
80.4%
St. Charles +
Black
Eugene
1.8%
St. Charles
6.7%
St. Charles +
Asian
Eugene
3.9%
Eugene +
St. Charles
1.4%
Hispanic
Eugene
11.4%
Eugene +
St. Charles
7.7%
Spanish at Home
Eugene
N/A
St. Charles
N/A
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Population | 177,520 | 71,542 | Eugene + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 37.9 | Eugene + |
| Foreign Born | 6.8% | 4.2% | Eugene + |
| White | 78.9% | 80.4% | St. Charles + |
| Black | 1.8% | 6.7% | St. Charles + |
| Asian | 3.9% | 1.4% | Eugene + |
| Hispanic | 11.4% | 7.7% | Eugene + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Eugene
$63,836
Eugene +
St. Charles
$55,578
Per Capita Income
Eugene
$41,035
Eugene +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Eugene
$63,691
Eugene +
St. Charles
$58,527
Unemployment Rate
Eugene
7.6%
St. Charles
4.7%
St. Charles +
Poverty Rate
Eugene
18.2%
Eugene +
St. Charles
18.7%
Bachelor's Degree+
Eugene
44.2%
Eugene +
St. Charles
22.7%
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $63,836 | $55,578 | Eugene + |
| Per Capita Income | $41,035 | $31,499 | Eugene + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,691 | $58,527 | Eugene + |
| Unemployment Rate | 7.6% | 4.7% | St. Charles + |
| Poverty Rate | 18.2% | 18.7% | Eugene + |
| Bachelor's Degree+ | 44.2% | 22.7% | Eugene + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Eugene
$478,489
St. Charles
$144,200
St. Charles +
Homeownership Rate
Eugene
47.6%
St. Charles
61.4%
St. Charles +
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $478,489 | $144,200 | St. Charles + |
| Homeownership Rate | 47.6% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Eugene
355
Eugene +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Eugene
3001
St. Charles
2418
St. Charles +
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 355 | 501 | Eugene + |
| Property Crime / 100KFBI CDE (state-level est.) | 3001 | 2418 | St. Charles + |
Health
Obesity Rate
CDC PLACES
Eugene
34.0%
Eugene +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Eugene
9.4%
Eugene +
St. Charles
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Eugene
19.9%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Eugene
8.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Eugene
15.1%
Eugene +
St. Charles
18.4%
Current Smokers
CDC PLACES
Eugene
11.9%
Eugene +
St. Charles
12.5%
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.0% | 35.9% | Eugene + |
| Diabetes RateCDC PLACES | 9.4% | 10.4% | Eugene + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.9% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 8.3% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 15.1% | 18.4% | Eugene + |
| Current SmokersCDC PLACES | 11.9% | 12.5% | Eugene + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Eugene
52.5°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Eugene
46.1 in
St. Charles
N/A
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 52.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Eugene
9.0 µg/m³
Eugene +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Eugene
55.0%
St. Charles
55.0%
Tie
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.0 µg/m³ | 9.3 µg/m³ | Eugene + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Eugene
19.9 min
St. Charles
18.3 min
St. Charles +
| Metric | Eugene, OR | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 19.9 min | 18.3 min | St. Charles + |
Which City is Right for You?
Eugene leads in median household income at $63,836, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Eugene is safer with a violent crime rate of 355 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Eugene has cleaner air (PM2.5 avg 9.0 µg/m³). For overall health outcomes, Eugene scores better with a lower obesity rate of 34.0%.
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