Fargo ND vs Fort Smith AR — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Fargo, ND

North Dakota · Population: 129,064

  • Median HH Income$66,029
  • Median Home Price$318,584
  • Unemployment3.9%
  • Bachelor's+43.2%

Fort Smith, AR

Arkansas · Population: 89,496

  • Median HH Income$52,692
  • Median Home Price$195,664
  • Unemployment6.7%
  • Bachelor's+25.3%

Detailed Comparison

Demographics

Population
Fargo
129,064
Fargo +
Fort Smith
89,496
Pop. Density / sq mi
Lower = more space
Fargo
N/A
Fort Smith
N/A
Median Age
Fargo
32.2
Fargo +
Fort Smith
36.6
Foreign Born
Fargo
9.7%
Fort Smith
11.7%
Fort Smith +
White
Fargo
80.8%
Fargo +
Fort Smith
61.2%
Black
Fargo
8.3%
Fargo +
Fort Smith
7.7%
Asian
Fargo
3.9%
Fort Smith
5.7%
Fort Smith +
Hispanic
Fargo
3.7%
Fort Smith
20.0%
Fort Smith +
Spanish at Home
Fargo
N/A
Fort Smith
N/A

Economy

Median HH Income
Fargo
$66,029
Fargo +
Fort Smith
$52,692
Per Capita Income
Fargo
$42,212
Fargo +
Fort Smith
$33,991
Per Capita Personal Income (MSA)
BEA MSA-level
Fargo
$71,089
Fargo +
Fort Smith
$53,714
Unemployment Rate
Fargo
3.9%
Fargo +
Fort Smith
6.7%
Poverty Rate
Fargo
12.8%
Fargo +
Fort Smith
18.3%
Bachelor's Degree+
Fargo
43.2%
Fargo +
Fort Smith
25.3%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Fargo
$318,584
Fort Smith
$195,664
Fort Smith +
Homeownership Rate
Fargo
44.1%
Fort Smith
53.0%
Fort Smith +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Fargo
288
Fargo +
Fort Smith
660
Property Crime / 100K
FBI CDE (state-level est.)
Fargo
2037
Fargo +
Fort Smith
2507

Health

Obesity Rate
CDC PLACES
Fargo
34.3%
Fargo +
Fort Smith
37.0%
Diabetes Rate
CDC PLACES
Fargo
8.1%
Fargo +
Fort Smith
13.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Fargo
14.5%
Fargo +
Fort Smith
19.7%
No Health Insurance
CDC PLACES
Fargo
6.8%
Fargo +
Fort Smith
15.3%
Binge Drinking
CDC PLACES
Fargo
21.5%
Fort Smith
13.5%
Fort Smith +
Current Smokers
CDC PLACES
Fargo
11.8%
Fargo +
Fort Smith
17.2%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Fargo
42.4°F
Fargo +
Fort Smith
61.7°F
Annual Precipitation
NOAA 1991–2020 normal
Fargo
22.6 in
Fargo +
Fort Smith
45.5 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Fargo
8.6 µg/m³
Fargo +
Fort Smith
9.5 µg/m³
Good Air Days
AQI ≤ 50
Fargo
75.0%
Fargo +
Fort Smith
55.0%

Commute

Mean Commute Time
Census ACS
Fargo
17.3 min
Fargo +
Fort Smith
18.7 min

Which City is Right for You?

Fargo leads in median household income at $66,029, while fort Smith offers more affordable housing with a median home price of $195,664. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 660 in Fort Smith. Fargo has a lower unemployment rate at 3.9%, and Fargo has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, Fargo scores better with a lower obesity rate of 34.3%.

Compare More Cities

About Fargo & Fort Smith