Fargo ND vs Hayward CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Hayward, CA
California · Population: 159,201
- Median HH Income$113,775
- Median Home Price$847,838
- Unemployment5.9%
- Bachelor's+32.6%
Detailed Comparison
Demographics
Population
Fargo
129,064
Hayward
159,201
Hayward +
Pop. Density / sq mi
Lower = more space
Fargo
N/A
Hayward
N/A
Median Age
Fargo
32.2
Fargo +
Hayward
38.2
Foreign Born
Fargo
9.7%
Hayward
42.0%
Hayward +
White
Fargo
80.8%
Fargo +
Hayward
19.6%
Black
Fargo
8.3%
Hayward
9.0%
Hayward +
Asian
Fargo
3.9%
Hayward
29.6%
Hayward +
Hispanic
Fargo
3.7%
Hayward
40.9%
Hayward +
Spanish at Home
Fargo
N/A
Hayward
N/A
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Population | 129,064 | 159,201 | Hayward + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.2 | 38.2 | Fargo + |
| Foreign Born | 9.7% | 42.0% | Hayward + |
| White | 80.8% | 19.6% | Fargo + |
| Black | 8.3% | 9.0% | Hayward + |
| Asian | 3.9% | 29.6% | Hayward + |
| Hispanic | 3.7% | 40.9% | Hayward + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fargo
$66,029
Hayward
$113,775
Hayward +
Per Capita Income
Fargo
$42,212
Hayward
$44,613
Hayward +
Per Capita Personal Income (MSA)
BEA MSA-level
Fargo
$71,089
Hayward
$77,230
Hayward +
Unemployment Rate
Fargo
3.9%
Fargo +
Hayward
5.9%
Poverty Rate
Fargo
12.8%
Hayward
9.5%
Hayward +
Bachelor's Degree+
Fargo
43.2%
Fargo +
Hayward
32.6%
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Median HH Income | $66,029 | $113,775 | Hayward + |
| Per Capita Income | $42,212 | $44,613 | Hayward + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $77,230 | Hayward + |
| Unemployment Rate | 3.9% | 5.9% | Fargo + |
| Poverty Rate | 12.8% | 9.5% | Hayward + |
| Bachelor's Degree+ | 43.2% | 32.6% | Fargo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fargo
$318,584
Fargo +
Hayward
$847,838
Homeownership Rate
Fargo
44.1%
Hayward
57.0%
Hayward +
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $318,584 | $847,838 | Fargo + |
| Homeownership Rate | 44.1% | 57.0% | Hayward + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fargo
288
Fargo +
Hayward
503
Property Crime / 100K
FBI CDE (state-level est.)
Fargo
2037
Fargo +
Hayward
2388
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 503 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 2388 | Fargo + |
Health
Obesity Rate
CDC PLACES
Fargo
34.3%
Hayward
24.9%
Hayward +
Diabetes Rate
CDC PLACES
Fargo
8.1%
Fargo +
Hayward
11.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Fargo
14.5%
Fargo +
Hayward
16.8%
No Health Insurance
CDC PLACES
Fargo
6.8%
Fargo +
Hayward
11.4%
Binge Drinking
CDC PLACES
Fargo
21.5%
Hayward
15.8%
Hayward +
Current Smokers
CDC PLACES
Fargo
11.8%
Hayward
10.8%
Hayward +
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.3% | 24.9% | Hayward + |
| Diabetes RateCDC PLACES | 8.1% | 11.7% | Fargo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.5% | 16.8% | Fargo + |
| No Health InsuranceCDC PLACES | 6.8% | 11.4% | Fargo + |
| Binge DrinkingCDC PLACES | 21.5% | 15.8% | Hayward + |
| Current SmokersCDC PLACES | 11.8% | 10.8% | Hayward + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fargo
42.4°F
Fargo +
Hayward
58.9°F
Annual Precipitation
NOAA 1991–2020 normal
Fargo
22.6 in
Hayward
18.0 in
Hayward +
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | 58.9°F | Fargo + |
| Annual PrecipitationNOAA 1991–2020 normal | 22.6 in | 18.0 in | Hayward + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fargo
8.6 µg/m³
Hayward
7.9 µg/m³
Hayward +
Good Air Days
AQI ≤ 50
Fargo
75.0%
Hayward
75.0%
Tie
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.9 µg/m³ | Hayward + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fargo
17.3 min
Fargo +
Hayward
36.7 min
| Metric | Fargo, ND | Hayward, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 17.3 min | 36.7 min | Fargo + |
Which City is Right for You?
Hayward leads in median household income at $113,775, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 503 in Hayward. Fargo has a lower unemployment rate at 3.9%, and Hayward has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Hayward scores better with a lower obesity rate of 24.9%.
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