Fargo ND vs New Rochelle NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
Fargo
129,064
Fargo +
New Rochelle
48,198
Pop. Density / sq mi
Lower = more space
Fargo
N/A
New Rochelle
N/A
Median Age
Fargo
32.2
Fargo +
New Rochelle
40.7
Foreign Born
Fargo
9.7%
Fargo +
New Rochelle
4.6%
White
Fargo
80.8%
Fargo +
New Rochelle
66.1%
Black
Fargo
8.3%
New Rochelle
17.8%
New Rochelle +
Asian
Fargo
3.9%
Fargo +
New Rochelle
2.3%
Hispanic
Fargo
3.7%
New Rochelle
8.0%
New Rochelle +
Spanish at Home
Fargo
N/A
New Rochelle
N/A
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Population | 129,064 | 48,198 | Fargo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.2 | 40.7 | Fargo + |
| Foreign Born | 9.7% | 4.6% | Fargo + |
| White | 80.8% | 66.1% | Fargo + |
| Black | 8.3% | 17.8% | New Rochelle + |
| Asian | 3.9% | 2.3% | Fargo + |
| Hispanic | 3.7% | 8.0% | New Rochelle + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fargo
$66,029
Fargo +
New Rochelle
$48,535
Per Capita Income
Fargo
$42,212
Fargo +
New Rochelle
$30,033
Per Capita Personal Income (MSA)
BEA MSA-level
Fargo
$71,089
New Rochelle
$77,425
New Rochelle +
Unemployment Rate
Fargo
3.9%
Fargo +
New Rochelle
9.7%
Poverty Rate
Fargo
12.8%
Fargo +
New Rochelle
23.7%
Bachelor's Degree+
Fargo
43.2%
Fargo +
New Rochelle
22.8%
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Median HH Income | $66,029 | $48,535 | Fargo + |
| Per Capita Income | $42,212 | $30,033 | Fargo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $77,425 | New Rochelle + |
| Unemployment Rate | 3.9% | 9.7% | Fargo + |
| Poverty Rate | 12.8% | 23.7% | Fargo + |
| Bachelor's Degree+ | 43.2% | 22.8% | Fargo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fargo
$318,584
Fargo +
New Rochelle
$920,484
Homeownership Rate
Fargo
44.1%
New Rochelle
57.5%
New Rochelle +
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $318,584 | $920,484 | Fargo + |
| Homeownership Rate | 44.1% | 57.5% | New Rochelle + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fargo
288
Fargo +
New Rochelle
434
Property Crime / 100K
FBI CDE (state-level est.)
Fargo
2037
New Rochelle
1736
New Rochelle +
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 434 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 1736 | New Rochelle + |
Health
Obesity Rate
CDC PLACES
Fargo
34.3%
New Rochelle
26.6%
New Rochelle +
Diabetes Rate
CDC PLACES
Fargo
8.1%
Fargo +
New Rochelle
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Fargo
14.5%
New Rochelle
13.8%
New Rochelle +
No Health Insurance
CDC PLACES
Fargo
6.8%
Fargo +
New Rochelle
9.5%
Binge Drinking
CDC PLACES
Fargo
21.5%
New Rochelle
14.9%
New Rochelle +
Current Smokers
CDC PLACES
Fargo
11.8%
New Rochelle
9.3%
New Rochelle +
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.3% | 26.6% | New Rochelle + |
| Diabetes RateCDC PLACES | 8.1% | 10.6% | Fargo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.5% | 13.8% | New Rochelle + |
| No Health InsuranceCDC PLACES | 6.8% | 9.5% | Fargo + |
| Binge DrinkingCDC PLACES | 21.5% | 14.9% | New Rochelle + |
| Current SmokersCDC PLACES | 11.8% | 9.3% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fargo
42.4°F
New Rochelle
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fargo
22.6 in
New Rochelle
N/A
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 22.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fargo
8.6 µg/m³
New Rochelle
8.1 µg/m³
New Rochelle +
Good Air Days
AQI ≤ 50
Fargo
75.0%
New Rochelle
75.0%
Tie
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.1 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fargo
17.3 min
Fargo +
New Rochelle
20.0 min
| Metric | Fargo, ND | New Rochelle, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 17.3 min | 20.0 min | Fargo + |
Which City is Right for You?
Fargo leads in median household income at $66,029, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 434 in New Rochelle. Fargo has a lower unemployment rate at 3.9%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
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