Fargo ND vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Surprise, AZ
Arizona · Population: 149,519
- Median HH Income$93,371
- Median Home Price$422,520
- Unemployment4.2%
- Bachelor's+31.0%
Detailed Comparison
Demographics
Population
Fargo
129,064
Surprise
149,519
Surprise +
Pop. Density / sq mi
Lower = more space
Fargo
N/A
Surprise
N/A
Median Age
Fargo
32.2
Fargo +
Surprise
41.6
Foreign Born
Fargo
9.7%
Fargo +
Surprise
6.8%
White
Fargo
80.8%
Fargo +
Surprise
75.0%
Black
Fargo
8.3%
Fargo +
Surprise
4.8%
Asian
Fargo
3.9%
Fargo +
Surprise
2.6%
Hispanic
Fargo
3.7%
Surprise
19.2%
Surprise +
Spanish at Home
Fargo
N/A
Surprise
N/A
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Population | 129,064 | 149,519 | Surprise + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.2 | 41.6 | Fargo + |
| Foreign Born | 9.7% | 6.8% | Fargo + |
| White | 80.8% | 75.0% | Fargo + |
| Black | 8.3% | 4.8% | Fargo + |
| Asian | 3.9% | 2.6% | Fargo + |
| Hispanic | 3.7% | 19.2% | Surprise + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fargo
$66,029
Surprise
$93,371
Surprise +
Per Capita Income
Fargo
$42,212
Fargo +
Surprise
$39,604
Per Capita Personal Income (MSA)
BEA MSA-level
Fargo
$71,089
Fargo +
Surprise
$59,120
Unemployment Rate
Fargo
3.9%
Fargo +
Surprise
4.2%
Poverty Rate
Fargo
12.8%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Fargo
43.2%
Fargo +
Surprise
31.0%
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Median HH Income | $66,029 | $93,371 | Surprise + |
| Per Capita Income | $42,212 | $39,604 | Fargo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $59,120 | Fargo + |
| Unemployment Rate | 3.9% | 4.2% | Fargo + |
| Poverty Rate | 12.8% | 7.8% | Surprise + |
| Bachelor's Degree+ | 43.2% | 31.0% | Fargo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fargo
$318,584
Fargo +
Surprise
$422,520
Homeownership Rate
Fargo
44.1%
Surprise
79.0%
Surprise +
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $318,584 | $422,520 | Fargo + |
| Homeownership Rate | 44.1% | 79.0% | Surprise + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fargo
288
Fargo +
Surprise
450
Property Crime / 100K
FBI CDE (state-level est.)
Fargo
2037
Fargo +
Surprise
2150
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 450 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 2150 | Fargo + |
Health
Obesity Rate
CDC PLACES
Fargo
34.3%
Surprise
29.4%
Surprise +
Diabetes Rate
CDC PLACES
Fargo
8.1%
Fargo +
Surprise
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Fargo
14.5%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Fargo
6.8%
Fargo +
Surprise
10.5%
Binge Drinking
CDC PLACES
Fargo
21.5%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Fargo
11.8%
Surprise
10.4%
Surprise +
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.3% | 29.4% | Surprise + |
| Diabetes RateCDC PLACES | 8.1% | 11.2% | Fargo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.5% | 14.2% | Surprise + |
| No Health InsuranceCDC PLACES | 6.8% | 10.5% | Fargo + |
| Binge DrinkingCDC PLACES | 21.5% | 14.9% | Surprise + |
| Current SmokersCDC PLACES | 11.8% | 10.4% | Surprise + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fargo
42.4°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fargo
22.6 in
Surprise
N/A
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 22.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fargo
8.6 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Fargo
75.0%
Surprise
75.0%
Tie
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 7.1 µg/m³ | Surprise + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fargo
17.3 min
Fargo +
Surprise
32.8 min
| Metric | Fargo, ND | Surprise, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 17.3 min | 32.8 min | Fargo + |
Which City is Right for You?
Surprise leads in median household income at $93,371, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 450 in Surprise. Fargo has a lower unemployment rate at 3.9%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Surprise scores better with a lower obesity rate of 29.4%.
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