Fort Collins CO vs Garland TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Collins, CO
Colorado · Population: 169,705
- Median HH Income$83,598
- Median Home Price$568,389
- Unemployment5.2%
- Bachelor's+59.9%
Garland, TX
Texas · Population: 245,298
- Median HH Income$74,717
- Median Home Price$289,605
- Unemployment4.9%
- Bachelor's+25.0%
Detailed Comparison
Demographics
Population
Fort Collins
169,705
Garland
245,298
Garland +
Pop. Density / sq mi
Lower = more space
Fort Collins
N/A
Garland
N/A
Median Age
Fort Collins
30.6
Fort Collins +
Garland
34.7
Foreign Born
Fort Collins
6.6%
Garland
31.2%
Garland +
White
Fort Collins
81.7%
Fort Collins +
Garland
37.5%
Black
Fort Collins
1.4%
Garland
15.3%
Garland +
Asian
Fort Collins
3.4%
Garland
11.2%
Garland +
Hispanic
Fort Collins
12.3%
Garland
45.0%
Garland +
Spanish at Home
Fort Collins
N/A
Garland
N/A
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Population | 169,705 | 245,298 | Garland + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.6 | 34.7 | Fort Collins + |
| Foreign Born | 6.6% | 31.2% | Garland + |
| White | 81.7% | 37.5% | Fort Collins + |
| Black | 1.4% | 15.3% | Garland + |
| Asian | 3.4% | 11.2% | Garland + |
| Hispanic | 12.3% | 45.0% | Garland + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Collins
$83,598
Fort Collins +
Garland
$74,717
Per Capita Income
Fort Collins
$46,341
Fort Collins +
Garland
$31,477
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Collins
$76,653
Fort Collins +
Garland
$63,758
Unemployment Rate
Fort Collins
5.2%
Garland
4.9%
Garland +
Poverty Rate
Fort Collins
16.0%
Garland
12.3%
Garland +
Bachelor's Degree+
Fort Collins
59.9%
Fort Collins +
Garland
25.0%
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Median HH Income | $83,598 | $74,717 | Fort Collins + |
| Per Capita Income | $46,341 | $31,477 | Fort Collins + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $63,758 | Fort Collins + |
| Unemployment Rate | 5.2% | 4.9% | Garland + |
| Poverty Rate | 16.0% | 12.3% | Garland + |
| Bachelor's Degree+ | 59.9% | 25.0% | Fort Collins + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Collins
$568,389
Garland
$289,605
Garland +
Homeownership Rate
Fort Collins
52.1%
Garland
61.6%
Garland +
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $568,389 | $289,605 | Garland + |
| Homeownership Rate | 52.1% | 61.6% | Garland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Collins
512
Garland
442
Garland +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Collins
3234
Garland
2339
Garland +
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 442 | Garland + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2339 | Garland + |
Health
Obesity Rate
CDC PLACES
Fort Collins
23.8%
Fort Collins +
Garland
34.7%
Diabetes Rate
CDC PLACES
Fort Collins
6.2%
Fort Collins +
Garland
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Collins
18.7%
Garland
17.3%
Garland +
No Health Insurance
CDC PLACES
Fort Collins
9.4%
Fort Collins +
Garland
22.6%
Binge Drinking
CDC PLACES
Fort Collins
20.3%
Garland
16.1%
Garland +
Current Smokers
CDC PLACES
Fort Collins
9.9%
Fort Collins +
Garland
13.1%
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.8% | 34.7% | Fort Collins + |
| Diabetes RateCDC PLACES | 6.2% | 13.0% | Fort Collins + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.7% | 17.3% | Garland + |
| No Health InsuranceCDC PLACES | 9.4% | 22.6% | Fort Collins + |
| Binge DrinkingCDC PLACES | 20.3% | 16.1% | Garland + |
| Current SmokersCDC PLACES | 9.9% | 13.1% | Fort Collins + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Collins
50.3°F
Fort Collins +
Garland
69.1°F
Annual Precipitation
NOAA 1991–2020 normal
Fort Collins
16.1 in
Fort Collins +
Garland
49.5 in
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.3°F | 69.1°F | Fort Collins + |
| Annual PrecipitationNOAA 1991–2020 normal | 16.1 in | 49.5 in | Fort Collins + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Collins
6.2 µg/m³
Fort Collins +
Garland
9.2 µg/m³
Good Air Days
AQI ≤ 50
Fort Collins
75.0%
Fort Collins +
Garland
55.0%
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 9.2 µg/m³ | Fort Collins + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Fort Collins + |
Commute
Mean Commute Time
Census ACS
Fort Collins
21.8 min
Fort Collins +
Garland
32.5 min
| Metric | Fort Collins, CO | Garland, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.8 min | 32.5 min | Fort Collins + |
Which City is Right for You?
Fort Collins leads in median household income at $83,598, while garland offers more affordable housing with a median home price of $289,605. On public safety, Garland is safer with a violent crime rate of 442 per 100,000 residents, compared to 512 in Fort Collins. Garland has a lower unemployment rate at 4.9%, and Fort Collins has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Fort Collins scores better with a lower obesity rate of 23.8%.
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