Fort Collins CO vs Rapid City SD — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Collins, CO
Colorado · Population: 169,705
- Median HH Income$83,598
- Median Home Price$568,389
- Unemployment5.2%
- Bachelor's+59.9%
Rapid City, SD
South Dakota · Population: 76,836
- Median HH Income$65,712
- Median Home Price$363,258
- Unemployment3.2%
- Bachelor's+36.4%
Detailed Comparison
Demographics
Population
Fort Collins
169,705
Fort Collins +
Rapid City
76,836
Pop. Density / sq mi
Lower = more space
Fort Collins
N/A
Rapid City
N/A
Median Age
Fort Collins
30.6
Fort Collins +
Rapid City
39.0
Foreign Born
Fort Collins
6.6%
Fort Collins +
Rapid City
2.3%
White
Fort Collins
81.7%
Fort Collins +
Rapid City
78.3%
Black
Fort Collins
1.4%
Rapid City
1.6%
Rapid City +
Asian
Fort Collins
3.4%
Fort Collins +
Rapid City
1.3%
Hispanic
Fort Collins
12.3%
Fort Collins +
Rapid City
5.6%
Spanish at Home
Fort Collins
N/A
Rapid City
N/A
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Population | 169,705 | 76,836 | Fort Collins + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.6 | 39.0 | Fort Collins + |
| Foreign Born | 6.6% | 2.3% | Fort Collins + |
| White | 81.7% | 78.3% | Fort Collins + |
| Black | 1.4% | 1.6% | Rapid City + |
| Asian | 3.4% | 1.3% | Fort Collins + |
| Hispanic | 12.3% | 5.6% | Fort Collins + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Collins
$83,598
Fort Collins +
Rapid City
$65,712
Per Capita Income
Fort Collins
$46,341
Fort Collins +
Rapid City
$40,447
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Collins
$76,653
Fort Collins +
Rapid City
$69,795
Unemployment Rate
Fort Collins
5.2%
Rapid City
3.2%
Rapid City +
Poverty Rate
Fort Collins
16.0%
Rapid City
13.3%
Rapid City +
Bachelor's Degree+
Fort Collins
59.9%
Fort Collins +
Rapid City
36.4%
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Median HH Income | $83,598 | $65,712 | Fort Collins + |
| Per Capita Income | $46,341 | $40,447 | Fort Collins + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $69,795 | Fort Collins + |
| Unemployment Rate | 5.2% | 3.2% | Rapid City + |
| Poverty Rate | 16.0% | 13.3% | Rapid City + |
| Bachelor's Degree+ | 59.9% | 36.4% | Fort Collins + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Collins
$568,389
Rapid City
$363,258
Rapid City +
Homeownership Rate
Fort Collins
52.1%
Rapid City
61.6%
Rapid City +
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $568,389 | $363,258 | Rapid City + |
| Homeownership Rate | 52.1% | 61.6% | Rapid City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Collins
512
Rapid City
405
Rapid City +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Collins
3234
Rapid City
1873
Rapid City +
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 405 | Rapid City + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1873 | Rapid City + |
Health
Obesity Rate
CDC PLACES
Fort Collins
23.8%
Fort Collins +
Rapid City
34.0%
Diabetes Rate
CDC PLACES
Fort Collins
6.2%
Fort Collins +
Rapid City
11.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Collins
18.7%
Rapid City
16.0%
Rapid City +
No Health Insurance
CDC PLACES
Fort Collins
9.4%
Fort Collins +
Rapid City
9.6%
Binge Drinking
CDC PLACES
Fort Collins
20.3%
Fort Collins +
Rapid City
20.5%
Current Smokers
CDC PLACES
Fort Collins
9.9%
Fort Collins +
Rapid City
15.9%
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.8% | 34.0% | Fort Collins + |
| Diabetes RateCDC PLACES | 6.2% | 11.8% | Fort Collins + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.7% | 16.0% | Rapid City + |
| No Health InsuranceCDC PLACES | 9.4% | 9.6% | Fort Collins + |
| Binge DrinkingCDC PLACES | 20.3% | 20.5% | Fort Collins + |
| Current SmokersCDC PLACES | 9.9% | 15.9% | Fort Collins + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Collins
50.3°F
Rapid City
46.3°F
Rapid City +
Annual Precipitation
NOAA 1991–2020 normal
Fort Collins
16.1 in
Fort Collins +
Rapid City
18.4 in
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.3°F | 46.3°F | Rapid City + |
| Annual PrecipitationNOAA 1991–2020 normal | 16.1 in | 18.4 in | Fort Collins + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Collins
6.2 µg/m³
Fort Collins +
Rapid City
7.3 µg/m³
Good Air Days
AQI ≤ 50
Fort Collins
75.0%
Rapid City
75.0%
Tie
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.3 µg/m³ | Fort Collins + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fort Collins
21.8 min
Rapid City
18.8 min
Rapid City +
| Metric | Fort Collins, CO | Rapid City, SD | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.8 min | 18.8 min | Rapid City + |
Which City is Right for You?
Fort Collins leads in median household income at $83,598, while rapid City offers more affordable housing with a median home price of $363,258. On public safety, Rapid City is safer with a violent crime rate of 405 per 100,000 residents, compared to 512 in Fort Collins. Rapid City has a lower unemployment rate at 3.2%, and Fort Collins has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Fort Collins scores better with a lower obesity rate of 23.8%.
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