Fort Collins CO vs San Jose CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Collins, CO
Colorado · Population: 169,705
- Median HH Income$83,598
- Median Home Price$568,389
- Unemployment5.2%
- Bachelor's+59.9%
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Detailed Comparison
Demographics
Population
Fort Collins
169,705
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Fort Collins
N/A
San Jose
N/A
Median Age
Fort Collins
30.6
Fort Collins +
San Jose
38.1
Foreign Born
Fort Collins
6.6%
San Jose
41.6%
San Jose +
White
Fort Collins
81.7%
Fort Collins +
San Jose
29.0%
Black
Fort Collins
1.4%
San Jose
2.9%
San Jose +
Asian
Fort Collins
3.4%
San Jose
38.6%
San Jose +
Hispanic
Fort Collins
12.3%
San Jose
30.9%
San Jose +
Spanish at Home
Fort Collins
N/A
San Jose
N/A
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Population | 169,705 | 990,054 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 30.6 | 38.1 | Fort Collins + |
| Foreign Born | 6.6% | 41.6% | San Jose + |
| White | 81.7% | 29.0% | Fort Collins + |
| Black | 1.4% | 2.9% | San Jose + |
| Asian | 3.4% | 38.6% | San Jose + |
| Hispanic | 12.3% | 30.9% | San Jose + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Collins
$83,598
San Jose
$141,565
San Jose +
Per Capita Income
Fort Collins
$46,341
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Collins
$76,653
San Jose
$77,230
San Jose +
Unemployment Rate
Fort Collins
5.2%
San Jose
4.7%
San Jose +
Poverty Rate
Fort Collins
16.0%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Fort Collins
59.9%
Fort Collins +
San Jose
46.5%
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Median HH Income | $83,598 | $141,565 | San Jose + |
| Per Capita Income | $46,341 | $63,253 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $77,230 | San Jose + |
| Unemployment Rate | 5.2% | 4.7% | San Jose + |
| Poverty Rate | 16.0% | 7.8% | San Jose + |
| Bachelor's Degree+ | 59.9% | 46.5% | Fort Collins + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Collins
$568,389
Fort Collins +
San Jose
$1,452,609
Homeownership Rate
Fort Collins
52.1%
San Jose
56.0%
San Jose +
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $568,389 | $1,452,609 | Fort Collins + |
| Homeownership Rate | 52.1% | 56.0% | San Jose + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Collins
512
San Jose
503
San Jose +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Collins
3234
San Jose
2388
San Jose +
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 503 | San Jose + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2388 | San Jose + |
Health
Obesity Rate
CDC PLACES
Fort Collins
23.8%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
Fort Collins
6.2%
Fort Collins +
San Jose
11.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Collins
18.7%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
Fort Collins
9.4%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
Fort Collins
20.3%
San Jose
13.0%
San Jose +
Current Smokers
CDC PLACES
Fort Collins
9.9%
San Jose
9.4%
San Jose +
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.8% | 23.7% | San Jose + |
| Diabetes RateCDC PLACES | 6.2% | 11.1% | Fort Collins + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.7% | 14.9% | San Jose + |
| No Health InsuranceCDC PLACES | 9.4% | 9.1% | San Jose + |
| Binge DrinkingCDC PLACES | 20.3% | 13.0% | San Jose + |
| Current SmokersCDC PLACES | 9.9% | 9.4% | San Jose + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Collins
50.3°F
Fort Collins +
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
Fort Collins
16.1 in
San Jose
14.9 in
San Jose +
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.3°F | 61.5°F | Fort Collins + |
| Annual PrecipitationNOAA 1991–2020 normal | 16.1 in | 14.9 in | San Jose + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Collins
6.2 µg/m³
Fort Collins +
San Jose
7.9 µg/m³
Good Air Days
AQI ≤ 50
Fort Collins
75.0%
San Jose
75.0%
Tie
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.9 µg/m³ | Fort Collins + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fort Collins
21.8 min
Fort Collins +
San Jose
30.4 min
| Metric | Fort Collins, CO | San Jose, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.8 min | 30.4 min | Fort Collins + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while fort Collins offers more affordable housing with a median home price of $568,389. On public safety, San Jose is safer with a violent crime rate of 503 per 100,000 residents, compared to 512 in Fort Collins. San Jose has a lower unemployment rate at 4.7%, and Fort Collins has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.
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