Fort Smith AR vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Smith, AR
Arkansas · Population: 89,496
- Median HH Income$52,692
- Median Home Price$195,664
- Unemployment6.7%
- Bachelor's+25.3%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Fort Smith
89,496
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Fort Smith
N/A
Louisville
N/A
Median Age
Fort Smith
36.6
Fort Smith +
Louisville
37.7
Foreign Born
Fort Smith
11.7%
Fort Smith +
Louisville
9.8%
White
Fort Smith
61.2%
Louisville
63.1%
Louisville +
Black
Fort Smith
7.7%
Louisville
23.7%
Louisville +
Asian
Fort Smith
5.7%
Fort Smith +
Louisville
2.6%
Hispanic
Fort Smith
20.0%
Fort Smith +
Louisville
8.6%
Spanish at Home
Fort Smith
N/A
Louisville
N/A
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Population | 89,496 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.6 | 37.7 | Fort Smith + |
| Foreign Born | 11.7% | 9.8% | Fort Smith + |
| White | 61.2% | 63.1% | Louisville + |
| Black | 7.7% | 23.7% | Louisville + |
| Asian | 5.7% | 2.6% | Fort Smith + |
| Hispanic | 20.0% | 8.6% | Fort Smith + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Smith
$52,692
Louisville
$64,731
Louisville +
Per Capita Income
Fort Smith
$33,991
Louisville
$38,890
Louisville +
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Smith
$53,714
Fort Smith +
Louisville
$52,606
Unemployment Rate
Fort Smith
6.7%
Louisville
5.0%
Louisville +
Poverty Rate
Fort Smith
18.3%
Louisville
16.1%
Louisville +
Bachelor's Degree+
Fort Smith
25.3%
Louisville
33.4%
Louisville +
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $52,692 | $64,731 | Louisville + |
| Per Capita Income | $33,991 | $38,890 | Louisville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $53,714 | $52,606 | Fort Smith + |
| Unemployment Rate | 6.7% | 5.0% | Louisville + |
| Poverty Rate | 18.3% | 16.1% | Louisville + |
| Bachelor's Degree+ | 25.3% | 33.4% | Louisville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Smith
$195,664
Fort Smith +
Louisville
$264,957
Homeownership Rate
Fort Smith
53.0%
Louisville
60.6%
Louisville +
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $195,664 | $264,957 | Fort Smith + |
| Homeownership Rate | 53.0% | 60.6% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Smith
660
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Smith
2507
Louisville
1505
Louisville +
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 660 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 2507 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Fort Smith
37.0%
Louisville
N/A
Diabetes Rate
CDC PLACES
Fort Smith
13.8%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Smith
19.7%
Louisville
N/A
No Health Insurance
CDC PLACES
Fort Smith
15.3%
Louisville
N/A
Binge Drinking
CDC PLACES
Fort Smith
13.5%
Louisville
N/A
Current Smokers
CDC PLACES
Fort Smith
17.2%
Louisville
N/A
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.0% | N/A | - |
| Diabetes RateCDC PLACES | 13.8% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.7% | N/A | - |
| No Health InsuranceCDC PLACES | 15.3% | N/A | - |
| Binge DrinkingCDC PLACES | 13.5% | N/A | - |
| Current SmokersCDC PLACES | 17.2% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Smith
61.7°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fort Smith
45.5 in
Louisville
43.3 in
Louisville +
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.5 in | 43.3 in | Louisville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Smith
9.5 µg/m³
Louisville
8.6 µg/m³
Louisville +
Good Air Days
AQI ≤ 50
Fort Smith
55.0%
Louisville
75.0%
Louisville +
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.5 µg/m³ | 8.6 µg/m³ | Louisville + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Louisville + |
Commute
Mean Commute Time
Census ACS
Fort Smith
18.7 min
Fort Smith +
Louisville
24.2 min
| Metric | Fort Smith, AR | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.7 min | 24.2 min | Fort Smith + |
Which City is Right for You?
Louisville leads in median household income at $64,731, while fort Smith offers more affordable housing with a median home price of $195,664. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 660 in Fort Smith. Louisville has a lower unemployment rate at 5.0%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
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