Fort Smith AR vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Fort Smith, AR

Arkansas · Population: 89,496

  • Median HH Income$52,692
  • Median Home Price$195,664
  • Unemployment6.7%
  • Bachelor's+25.3%

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Detailed Comparison

Demographics

Population
Fort Smith
89,496
Fort Smith +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Fort Smith
N/A
St. Charles
N/A
Median Age
Fort Smith
36.6
Fort Smith +
St. Charles
37.9
Foreign Born
Fort Smith
11.7%
Fort Smith +
St. Charles
4.2%
White
Fort Smith
61.2%
St. Charles
80.4%
St. Charles +
Black
Fort Smith
7.7%
Fort Smith +
St. Charles
6.7%
Asian
Fort Smith
5.7%
Fort Smith +
St. Charles
1.4%
Hispanic
Fort Smith
20.0%
Fort Smith +
St. Charles
7.7%
Spanish at Home
Fort Smith
N/A
St. Charles
N/A

Economy

Median HH Income
Fort Smith
$52,692
St. Charles
$55,578
St. Charles +
Per Capita Income
Fort Smith
$33,991
Fort Smith +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Smith
$53,714
St. Charles
$58,527
St. Charles +
Unemployment Rate
Fort Smith
6.7%
St. Charles
4.7%
St. Charles +
Poverty Rate
Fort Smith
18.3%
Fort Smith +
St. Charles
18.7%
Bachelor's Degree+
Fort Smith
25.3%
Fort Smith +
St. Charles
22.7%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Fort Smith
$195,664
St. Charles
$144,200
St. Charles +
Homeownership Rate
Fort Smith
53.0%
St. Charles
61.4%
St. Charles +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Fort Smith
660
St. Charles
501
St. Charles +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Smith
2507
St. Charles
2418
St. Charles +

Health

Obesity Rate
CDC PLACES
Fort Smith
37.0%
St. Charles
35.9%
St. Charles +
Diabetes Rate
CDC PLACES
Fort Smith
13.8%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Smith
19.7%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Fort Smith
15.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Fort Smith
13.5%
Fort Smith +
St. Charles
18.4%
Current Smokers
CDC PLACES
Fort Smith
17.2%
St. Charles
12.5%
St. Charles +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Fort Smith
61.7°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fort Smith
45.5 in
St. Charles
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Smith
9.5 µg/m³
St. Charles
9.3 µg/m³
St. Charles +
Good Air Days
AQI ≤ 50
Fort Smith
55.0%
St. Charles
55.0%
Tie

Commute

Mean Commute Time
Census ACS
Fort Smith
18.7 min
St. Charles
18.3 min
St. Charles +

Which City is Right for You?

St. Charles leads in median household income at $55,578, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 660 in Fort Smith. St. Charles has a lower unemployment rate at 4.7%, and St. Charles has cleaner air (PM2.5 avg 9.3 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.

Compare More Cities

About Fort Smith & St. Charles