Fort Wayne IN vs Indianapolis IN — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Fort Wayne, IN

Indiana · Population: 266,235

  • Median HH Income$60,293
  • Median Home Price$245,993
  • Unemployment5.5%
  • Bachelor's+28.5%

Indianapolis, IN

Indiana · Population: 882,043

  • Median HH Income$62,995
  • Median Home Price$232,133
  • Unemployment5.2%
  • Bachelor's+34.2%

Detailed Comparison

Demographics

Population
Fort Wayne
266,235
Indianapolis
882,043
Indianapolis +
Pop. Density / sq mi
Lower = more space
Fort Wayne
N/A
Indianapolis
N/A
Median Age
Fort Wayne
35.0
Indianapolis
34.1
Indianapolis +
Foreign Born
Fort Wayne
9.0%
Indianapolis
11.6%
Indianapolis +
White
Fort Wayne
66.4%
Fort Wayne +
Indianapolis
53.6%
Black
Fort Wayne
14.6%
Indianapolis
28.1%
Indianapolis +
Asian
Fort Wayne
5.8%
Fort Wayne +
Indianapolis
4.1%
Hispanic
Fort Wayne
10.5%
Indianapolis
13.3%
Indianapolis +
Spanish at Home
Fort Wayne
N/A
Indianapolis
N/A

Economy

Median HH Income
Fort Wayne
$60,293
Indianapolis
$62,995
Indianapolis +
Per Capita Income
Fort Wayne
$32,884
Indianapolis
$36,194
Indianapolis +
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Wayne
$58,697
Indianapolis
$58,697
Tie
Unemployment Rate
Fort Wayne
5.5%
Indianapolis
5.2%
Indianapolis +
Poverty Rate
Fort Wayne
15.6%
Fort Wayne +
Indianapolis
15.7%
Bachelor's Degree+
Fort Wayne
28.5%
Indianapolis
34.2%
Indianapolis +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Fort Wayne
$245,993
Indianapolis
$232,133
Indianapolis +
Homeownership Rate
Fort Wayne
62.2%
Fort Wayne +
Indianapolis
55.3%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
370
Indianapolis
370
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
1719
Indianapolis
1719
Tie

Health

Obesity Rate
CDC PLACES
Fort Wayne
40.7%
Indianapolis
N/A
Diabetes Rate
CDC PLACES
Fort Wayne
13.8%
Indianapolis
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Wayne
18.4%
Indianapolis
N/A
No Health Insurance
CDC PLACES
Fort Wayne
10.6%
Indianapolis
N/A
Binge Drinking
CDC PLACES
Fort Wayne
16.7%
Indianapolis
N/A
Current Smokers
CDC PLACES
Fort Wayne
15.8%
Indianapolis
N/A

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Fort Wayne
50.5°F
Indianapolis
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fort Wayne
38.3 in
Fort Wayne +
Indianapolis
41.8 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Wayne
10.1 µg/m³
Indianapolis
10.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
Fort Wayne
55.0%
Indianapolis
55.0%
Tie

Commute

Mean Commute Time
Census ACS
Fort Wayne
22.8 min
Fort Wayne +
Indianapolis
25.8 min

Which City is Right for You?

Indianapolis leads in median household income at $62,995, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 370 in Fort Wayne. Indianapolis has a lower unemployment rate at 5.2%, and Indianapolis has cleaner air (PM2.5 avg 10.1 µg/m³).

Compare More Cities

About Fort Wayne & Indianapolis