Fort Wayne IN vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Wayne, IN
Indiana · Population: 266,235
- Median HH Income$60,293
- Median Home Price$245,993
- Unemployment5.5%
- Bachelor's+28.5%
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Detailed Comparison
Demographics
Population
Fort Wayne
266,235
Fort Wayne +
Palm Bay
125,273
Pop. Density / sq mi
Lower = more space
Fort Wayne
N/A
Palm Bay
N/A
Median Age
Fort Wayne
35.0
Fort Wayne +
Palm Bay
41.3
Foreign Born
Fort Wayne
9.0%
Palm Bay
15.1%
Palm Bay +
White
Fort Wayne
66.4%
Fort Wayne +
Palm Bay
59.2%
Black
Fort Wayne
14.6%
Palm Bay
19.3%
Palm Bay +
Asian
Fort Wayne
5.8%
Fort Wayne +
Palm Bay
2.1%
Hispanic
Fort Wayne
10.5%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
Fort Wayne
N/A
Palm Bay
N/A
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Population | 266,235 | 125,273 | Fort Wayne + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.0 | 41.3 | Fort Wayne + |
| Foreign Born | 9.0% | 15.1% | Palm Bay + |
| White | 66.4% | 59.2% | Fort Wayne + |
| Black | 14.6% | 19.3% | Palm Bay + |
| Asian | 5.8% | 2.1% | Fort Wayne + |
| Hispanic | 10.5% | 19.7% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Wayne
$60,293
Palm Bay
$67,521
Palm Bay +
Per Capita Income
Fort Wayne
$32,884
Palm Bay
$34,474
Palm Bay +
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Wayne
$58,697
Palm Bay
$65,328
Palm Bay +
Unemployment Rate
Fort Wayne
5.5%
Fort Wayne +
Palm Bay
5.9%
Poverty Rate
Fort Wayne
15.6%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
Fort Wayne
28.5%
Fort Wayne +
Palm Bay
22.6%
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Median HH Income | $60,293 | $67,521 | Palm Bay + |
| Per Capita Income | $32,884 | $34,474 | Palm Bay + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $65,328 | Palm Bay + |
| Unemployment Rate | 5.5% | 5.9% | Fort Wayne + |
| Poverty Rate | 15.6% | 11.6% | Palm Bay + |
| Bachelor's Degree+ | 28.5% | 22.6% | Fort Wayne + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Wayne
$245,993
Fort Wayne +
Palm Bay
$304,173
Homeownership Rate
Fort Wayne
62.2%
Palm Bay
79.3%
Palm Bay +
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $245,993 | $304,173 | Fort Wayne + |
| Homeownership Rate | 62.2% | 79.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
370
Palm Bay
324
Palm Bay +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
1719
Palm Bay
1453
Palm Bay +
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 324 | Palm Bay + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1453 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Fort Wayne
40.7%
Palm Bay
36.5%
Palm Bay +
Diabetes Rate
CDC PLACES
Fort Wayne
13.8%
Fort Wayne +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Wayne
18.4%
Palm Bay
17.6%
Palm Bay +
No Health Insurance
CDC PLACES
Fort Wayne
10.6%
Fort Wayne +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
Fort Wayne
16.7%
Palm Bay
14.4%
Palm Bay +
Current Smokers
CDC PLACES
Fort Wayne
15.8%
Palm Bay
14.5%
Palm Bay +
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.7% | 36.5% | Palm Bay + |
| Diabetes RateCDC PLACES | 13.8% | 14.0% | Fort Wayne + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.4% | 17.6% | Palm Bay + |
| No Health InsuranceCDC PLACES | 10.6% | 14.2% | Fort Wayne + |
| Binge DrinkingCDC PLACES | 16.7% | 14.4% | Palm Bay + |
| Current SmokersCDC PLACES | 15.8% | 14.5% | Palm Bay + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Wayne
50.5°F
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fort Wayne
38.3 in
Palm Bay
N/A
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 38.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Wayne
10.1 µg/m³
Palm Bay
7.2 µg/m³
Palm Bay +
Good Air Days
AQI ≤ 50
Fort Wayne
55.0%
Palm Bay
75.0%
Palm Bay +
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.2 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Palm Bay + |
Commute
Mean Commute Time
Census ACS
Fort Wayne
22.8 min
Fort Wayne +
Palm Bay
29.6 min
| Metric | Fort Wayne, IN | Palm Bay, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 29.6 min | Fort Wayne + |
Which City is Right for You?
Palm Bay leads in median household income at $67,521, while fort Wayne offers more affordable housing with a median home price of $245,993. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 370 in Fort Wayne. Fort Wayne has a lower unemployment rate at 5.5%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Palm Bay scores better with a lower obesity rate of 36.5%.
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