Fort Wayne IN vs Rapid City SD — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Wayne, IN
Indiana · Population: 266,235
- Median HH Income$60,293
- Median Home Price$245,993
- Unemployment5.5%
- Bachelor's+28.5%
Rapid City, SD
South Dakota · Population: 76,836
- Median HH Income$65,712
- Median Home Price$363,258
- Unemployment3.2%
- Bachelor's+36.4%
Detailed Comparison
Demographics
Population
Fort Wayne
266,235
Fort Wayne +
Rapid City
76,836
Pop. Density / sq mi
Lower = more space
Fort Wayne
N/A
Rapid City
N/A
Median Age
Fort Wayne
35.0
Fort Wayne +
Rapid City
39.0
Foreign Born
Fort Wayne
9.0%
Fort Wayne +
Rapid City
2.3%
White
Fort Wayne
66.4%
Rapid City
78.3%
Rapid City +
Black
Fort Wayne
14.6%
Fort Wayne +
Rapid City
1.6%
Asian
Fort Wayne
5.8%
Fort Wayne +
Rapid City
1.3%
Hispanic
Fort Wayne
10.5%
Fort Wayne +
Rapid City
5.6%
Spanish at Home
Fort Wayne
N/A
Rapid City
N/A
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Population | 266,235 | 76,836 | Fort Wayne + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.0 | 39.0 | Fort Wayne + |
| Foreign Born | 9.0% | 2.3% | Fort Wayne + |
| White | 66.4% | 78.3% | Rapid City + |
| Black | 14.6% | 1.6% | Fort Wayne + |
| Asian | 5.8% | 1.3% | Fort Wayne + |
| Hispanic | 10.5% | 5.6% | Fort Wayne + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Wayne
$60,293
Rapid City
$65,712
Rapid City +
Per Capita Income
Fort Wayne
$32,884
Rapid City
$40,447
Rapid City +
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Wayne
$58,697
Rapid City
$69,795
Rapid City +
Unemployment Rate
Fort Wayne
5.5%
Rapid City
3.2%
Rapid City +
Poverty Rate
Fort Wayne
15.6%
Rapid City
13.3%
Rapid City +
Bachelor's Degree+
Fort Wayne
28.5%
Rapid City
36.4%
Rapid City +
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Median HH Income | $60,293 | $65,712 | Rapid City + |
| Per Capita Income | $32,884 | $40,447 | Rapid City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $69,795 | Rapid City + |
| Unemployment Rate | 5.5% | 3.2% | Rapid City + |
| Poverty Rate | 15.6% | 13.3% | Rapid City + |
| Bachelor's Degree+ | 28.5% | 36.4% | Rapid City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Wayne
$245,993
Fort Wayne +
Rapid City
$363,258
Homeownership Rate
Fort Wayne
62.2%
Fort Wayne +
Rapid City
61.6%
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $245,993 | $363,258 | Fort Wayne + |
| Homeownership Rate | 62.2% | 61.6% | Fort Wayne + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
370
Fort Wayne +
Rapid City
405
Property Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
1719
Fort Wayne +
Rapid City
1873
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 405 | Fort Wayne + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1873 | Fort Wayne + |
Health
Obesity Rate
CDC PLACES
Fort Wayne
40.7%
Rapid City
34.0%
Rapid City +
Diabetes Rate
CDC PLACES
Fort Wayne
13.8%
Rapid City
11.8%
Rapid City +
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Wayne
18.4%
Rapid City
16.0%
Rapid City +
No Health Insurance
CDC PLACES
Fort Wayne
10.6%
Rapid City
9.6%
Rapid City +
Binge Drinking
CDC PLACES
Fort Wayne
16.7%
Fort Wayne +
Rapid City
20.5%
Current Smokers
CDC PLACES
Fort Wayne
15.8%
Fort Wayne +
Rapid City
15.9%
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.7% | 34.0% | Rapid City + |
| Diabetes RateCDC PLACES | 13.8% | 11.8% | Rapid City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.4% | 16.0% | Rapid City + |
| No Health InsuranceCDC PLACES | 10.6% | 9.6% | Rapid City + |
| Binge DrinkingCDC PLACES | 16.7% | 20.5% | Fort Wayne + |
| Current SmokersCDC PLACES | 15.8% | 15.9% | Fort Wayne + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Wayne
50.5°F
Rapid City
46.3°F
Rapid City +
Annual Precipitation
NOAA 1991–2020 normal
Fort Wayne
38.3 in
Rapid City
18.4 in
Rapid City +
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.5°F | 46.3°F | Rapid City + |
| Annual PrecipitationNOAA 1991–2020 normal | 38.3 in | 18.4 in | Rapid City + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Wayne
10.1 µg/m³
Rapid City
7.3 µg/m³
Rapid City +
Good Air Days
AQI ≤ 50
Fort Wayne
55.0%
Rapid City
75.0%
Rapid City +
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.3 µg/m³ | Rapid City + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Rapid City + |
Commute
Mean Commute Time
Census ACS
Fort Wayne
22.8 min
Rapid City
18.8 min
Rapid City +
| Metric | Fort Wayne, IN | Rapid City, SD | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 18.8 min | Rapid City + |
Which City is Right for You?
Rapid City leads in median household income at $65,712, while fort Wayne offers more affordable housing with a median home price of $245,993. On public safety, Fort Wayne is safer with a violent crime rate of 370 per 100,000 residents, compared to 405 in Rapid City. Rapid City has a lower unemployment rate at 3.2%, and Rapid City has cleaner air (PM2.5 avg 7.3 µg/m³). For overall health outcomes, Rapid City scores better with a lower obesity rate of 34.0%.
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