Fort Wayne IN vs Toledo OH — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Fort Wayne, IN

Indiana · Population: 266,235

  • Median HH Income$60,293
  • Median Home Price$245,993
  • Unemployment5.5%
  • Bachelor's+28.5%

Toledo, OH

Ohio · Population: 268,461

  • Median HH Income$47,532
  • Median Home Price$130,101
  • Unemployment8.5%
  • Bachelor's+21.0%

Detailed Comparison

Demographics

Population
Fort Wayne
266,235
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Fort Wayne
N/A
Toledo
N/A
Median Age
Fort Wayne
35.0
Fort Wayne +
Toledo
35.7
Foreign Born
Fort Wayne
9.0%
Fort Wayne +
Toledo
3.4%
White
Fort Wayne
66.4%
Fort Wayne +
Toledo
58.7%
Black
Fort Wayne
14.6%
Toledo
28.7%
Toledo +
Asian
Fort Wayne
5.8%
Fort Wayne +
Toledo
1.4%
Hispanic
Fort Wayne
10.5%
Fort Wayne +
Toledo
8.9%
Spanish at Home
Fort Wayne
N/A
Toledo
N/A

Economy

Median HH Income
Fort Wayne
$60,293
Fort Wayne +
Toledo
$47,532
Per Capita Income
Fort Wayne
$32,884
Fort Wayne +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Wayne
$58,697
Fort Wayne +
Toledo
$58,300
Unemployment Rate
Fort Wayne
5.5%
Fort Wayne +
Toledo
8.5%
Poverty Rate
Fort Wayne
15.6%
Fort Wayne +
Toledo
24.5%
Bachelor's Degree+
Fort Wayne
28.5%
Fort Wayne +
Toledo
21.0%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Fort Wayne
$245,993
Toledo
$130,101
Toledo +
Homeownership Rate
Fort Wayne
62.2%
Fort Wayne +
Toledo
52.7%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
370
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Fort Wayne
1719
Fort Wayne +
Toledo
1866

Health

Obesity Rate
CDC PLACES
Fort Wayne
40.7%
Toledo
39.3%
Toledo +
Diabetes Rate
CDC PLACES
Fort Wayne
13.8%
Fort Wayne +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Wayne
18.4%
Fort Wayne +
Toledo
20.6%
No Health Insurance
CDC PLACES
Fort Wayne
10.6%
Fort Wayne +
Toledo
11.3%
Binge Drinking
CDC PLACES
Fort Wayne
16.7%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Fort Wayne
15.8%
Fort Wayne +
Toledo
19.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Fort Wayne
50.5°F
Fort Wayne +
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Fort Wayne
38.3 in
Toledo
33.4 in
Toledo +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Wayne
10.1 µg/m³
Fort Wayne +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Fort Wayne
55.0%
Toledo
55.0%
Tie

Commute

Mean Commute Time
Census ACS
Fort Wayne
22.8 min
Toledo
21.3 min
Toledo +

Which City is Right for You?

Fort Wayne leads in median household income at $60,293, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 370 in Fort Wayne. Fort Wayne has a lower unemployment rate at 5.5%, and Fort Wayne has cleaner air (PM2.5 avg 10.1 µg/m³). For overall health outcomes, Toledo scores better with a lower obesity rate of 39.3%.

Compare More Cities

About Fort Wayne & Toledo