Fort Worth TX vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fort Worth, TX
Texas · Population: 941,311
- Median HH Income$76,602
- Median Home Price$299,655
- Unemployment4.9%
- Bachelor's+31.7%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Fort Worth
941,311
Fort Worth +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Fort Worth
N/A
St. Charles
N/A
Median Age
Fort Worth
33.4
Fort Worth +
St. Charles
37.9
Foreign Born
Fort Worth
17.0%
Fort Worth +
St. Charles
4.2%
White
Fort Worth
47.7%
St. Charles
80.4%
St. Charles +
Black
Fort Worth
19.5%
Fort Worth +
St. Charles
6.7%
Asian
Fort Worth
5.2%
Fort Worth +
St. Charles
1.4%
Hispanic
Fort Worth
34.6%
Fort Worth +
St. Charles
7.7%
Spanish at Home
Fort Worth
N/A
St. Charles
N/A
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Population | 941,311 | 71,542 | Fort Worth + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 37.9 | Fort Worth + |
| Foreign Born | 17.0% | 4.2% | Fort Worth + |
| White | 47.7% | 80.4% | St. Charles + |
| Black | 19.5% | 6.7% | Fort Worth + |
| Asian | 5.2% | 1.4% | Fort Worth + |
| Hispanic | 34.6% | 7.7% | Fort Worth + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fort Worth
$76,602
Fort Worth +
St. Charles
$55,578
Per Capita Income
Fort Worth
$37,157
Fort Worth +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Fort Worth
$63,758
Fort Worth +
St. Charles
$58,527
Unemployment Rate
Fort Worth
4.9%
St. Charles
4.7%
St. Charles +
Poverty Rate
Fort Worth
12.9%
Fort Worth +
St. Charles
18.7%
Bachelor's Degree+
Fort Worth
31.7%
Fort Worth +
St. Charles
22.7%
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $76,602 | $55,578 | Fort Worth + |
| Per Capita Income | $37,157 | $31,499 | Fort Worth + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,527 | Fort Worth + |
| Unemployment Rate | 4.9% | 4.7% | St. Charles + |
| Poverty Rate | 12.9% | 18.7% | Fort Worth + |
| Bachelor's Degree+ | 31.7% | 22.7% | Fort Worth + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fort Worth
$299,655
St. Charles
$144,200
St. Charles +
Homeownership Rate
Fort Worth
56.8%
St. Charles
61.4%
St. Charles +
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $299,655 | $144,200 | St. Charles + |
| Homeownership Rate | 56.8% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fort Worth
442
Fort Worth +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Fort Worth
2339
Fort Worth +
St. Charles
2418
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 501 | Fort Worth + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2418 | Fort Worth + |
Health
Obesity Rate
CDC PLACES
Fort Worth
34.6%
Fort Worth +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Fort Worth
12.2%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Fort Worth
18.5%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Fort Worth
20.0%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Fort Worth
16.9%
Fort Worth +
St. Charles
18.4%
Current Smokers
CDC PLACES
Fort Worth
13.8%
St. Charles
12.5%
St. Charles +
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.6% | 35.9% | Fort Worth + |
| Diabetes RateCDC PLACES | 12.2% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 20.0% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 16.9% | 18.4% | Fort Worth + |
| Current SmokersCDC PLACES | 13.8% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fort Worth
65.8°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fort Worth
37.8 in
St. Charles
N/A
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 65.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fort Worth
9.2 µg/m³
Fort Worth +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Fort Worth
55.0%
St. Charles
55.0%
Tie
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.3 µg/m³ | Fort Worth + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fort Worth
29.0 min
St. Charles
18.3 min
St. Charles +
| Metric | Fort Worth, TX | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.0 min | 18.3 min | St. Charles + |
Which City is Right for You?
Fort Worth leads in median household income at $76,602, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Fort Worth is safer with a violent crime rate of 442 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Fort Worth has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Fort Worth scores better with a lower obesity rate of 34.6%.
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