Fremont CA vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fremont, CA
California · Population: 228,518
- Median HH Income$176,350
- Median Home Price$1,538,830
- Unemployment4.3%
- Bachelor's+62.7%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Fremont
228,518
Fremont +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Fremont
N/A
McKinney
N/A
Median Age
Fremont
38.8
McKinney
33.4
McKinney +
Foreign Born
Fremont
50.1%
Fremont +
McKinney
21.0%
White
Fremont
19.4%
McKinney
37.8%
McKinney +
Black
Fremont
2.9%
McKinney
24.7%
McKinney +
Asian
Fremont
62.5%
Fremont +
McKinney
3.0%
Hispanic
Fremont
12.9%
McKinney
44.7%
McKinney +
Spanish at Home
Fremont
N/A
McKinney
N/A
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Population | 228,518 | 148,848 | Fremont + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.8 | 33.4 | McKinney + |
| Foreign Born | 50.1% | 21.0% | Fremont + |
| White | 19.4% | 37.8% | McKinney + |
| Black | 2.9% | 24.7% | McKinney + |
| Asian | 62.5% | 3.0% | Fremont + |
| Hispanic | 12.9% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fremont
$176,350
Fremont +
McKinney
$71,843
Per Capita Income
Fremont
$73,378
Fremont +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Fremont
$77,230
Fremont +
McKinney
$63,758
Unemployment Rate
Fremont
4.3%
Fremont +
McKinney
4.8%
Poverty Rate
Fremont
5.1%
Fremont +
McKinney
12.4%
Bachelor's Degree+
Fremont
62.7%
Fremont +
McKinney
18.5%
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $176,350 | $71,843 | Fremont + |
| Per Capita Income | $73,378 | $29,291 | Fremont + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $63,758 | Fremont + |
| Unemployment Rate | 4.3% | 4.8% | Fremont + |
| Poverty Rate | 5.1% | 12.4% | Fremont + |
| Bachelor's Degree+ | 62.7% | 18.5% | Fremont + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fremont
$1,538,830
McKinney
$487,346
McKinney +
Homeownership Rate
Fremont
60.2%
McKinney
63.2%
McKinney +
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,538,830 | $487,346 | McKinney + |
| Homeownership Rate | 60.2% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fremont
503
McKinney
442
McKinney +
Property Crime / 100K
FBI CDE (state-level est.)
Fremont
2388
McKinney
2339
McKinney +
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 442 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2339 | McKinney + |
Health
Obesity Rate
CDC PLACES
Fremont
17.3%
Fremont +
McKinney
33.9%
Diabetes Rate
CDC PLACES
Fremont
9.8%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Fremont
12.7%
Fremont +
McKinney
15.7%
No Health Insurance
CDC PLACES
Fremont
4.9%
Fremont +
McKinney
10.9%
Binge Drinking
CDC PLACES
Fremont
13.9%
Fremont +
McKinney
18.3%
Current Smokers
CDC PLACES
Fremont
7.3%
Fremont +
McKinney
9.9%
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 17.3% | 33.9% | Fremont + |
| Diabetes RateCDC PLACES | 9.8% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.7% | 15.7% | Fremont + |
| No Health InsuranceCDC PLACES | 4.9% | 10.9% | Fremont + |
| Binge DrinkingCDC PLACES | 13.9% | 18.3% | Fremont + |
| Current SmokersCDC PLACES | 7.3% | 9.9% | Fremont + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fremont
59.6°F
Fremont +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Fremont
16.7 in
Fremont +
McKinney
40.0 in
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.6°F | 64.2°F | Fremont + |
| Annual PrecipitationNOAA 1991–2020 normal | 16.7 in | 40.0 in | Fremont + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fremont
7.9 µg/m³
Fremont +
McKinney
9.2 µg/m³
Good Air Days
AQI ≤ 50
Fremont
75.0%
Fremont +
McKinney
55.0%
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 9.2 µg/m³ | Fremont + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Fremont + |
Commute
Mean Commute Time
Census ACS
Fremont
33.9 min
Fremont +
McKinney
35.6 min
| Metric | Fremont, CA | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.9 min | 35.6 min | Fremont + |
Which City is Right for You?
Fremont leads in median household income at $176,350, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Fremont. Fremont has a lower unemployment rate at 4.3%, and Fremont has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Fremont scores better with a lower obesity rate of 17.3%.
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