Fremont CA vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Fremont, CA
California · Population: 228,518
- Median HH Income$176,350
- Median Home Price$1,538,830
- Unemployment4.3%
- Bachelor's+62.7%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Fremont
228,518
Fremont +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Fremont
N/A
Schenectady
N/A
Median Age
Fremont
38.8
Fremont +
Schenectady
42.3
Foreign Born
Fremont
50.1%
Fremont +
Schenectady
6.8%
White
Fremont
19.4%
Schenectady
86.7%
Schenectady +
Black
Fremont
2.9%
Schenectady
3.1%
Schenectady +
Asian
Fremont
62.5%
Fremont +
Schenectady
3.0%
Hispanic
Fremont
12.9%
Fremont +
Schenectady
4.7%
Spanish at Home
Fremont
N/A
Schenectady
N/A
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Population | 228,518 | 28,542 | Fremont + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.8 | 42.3 | Fremont + |
| Foreign Born | 50.1% | 6.8% | Fremont + |
| White | 19.4% | 86.7% | Schenectady + |
| Black | 2.9% | 3.1% | Schenectady + |
| Asian | 62.5% | 3.0% | Fremont + |
| Hispanic | 12.9% | 4.7% | Fremont + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Fremont
$176,350
Fremont +
Schenectady
$100,485
Per Capita Income
Fremont
$73,378
Fremont +
Schenectady
$62,931
Per Capita Personal Income (MSA)
BEA MSA-level
Fremont
$77,230
Schenectady
$77,425
Schenectady +
Unemployment Rate
Fremont
4.3%
Schenectady
2.3%
Schenectady +
Poverty Rate
Fremont
5.1%
Fremont +
Schenectady
10.3%
Bachelor's Degree+
Fremont
62.7%
Fremont +
Schenectady
58.8%
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $176,350 | $100,485 | Fremont + |
| Per Capita Income | $73,378 | $62,931 | Fremont + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,425 | Schenectady + |
| Unemployment Rate | 4.3% | 2.3% | Schenectady + |
| Poverty Rate | 5.1% | 10.3% | Fremont + |
| Bachelor's Degree+ | 62.7% | 58.8% | Fremont + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Fremont
$1,538,830
Schenectady
$321,835
Schenectady +
Homeownership Rate
Fremont
60.2%
Fremont +
Schenectady
57.5%
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $1,538,830 | $321,835 | Schenectady + |
| Homeownership Rate | 60.2% | 57.5% | Fremont + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Fremont
503
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Fremont
2388
Schenectady
1736
Schenectady +
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Fremont
17.3%
Fremont +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Fremont
9.8%
Fremont +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Fremont
12.7%
Fremont +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Fremont
4.9%
Fremont +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Fremont
13.9%
Fremont +
Schenectady
15.2%
Current Smokers
CDC PLACES
Fremont
7.3%
Fremont +
Schenectady
16.9%
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 17.3% | 38.6% | Fremont + |
| Diabetes RateCDC PLACES | 9.8% | 12.3% | Fremont + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.7% | 19.2% | Fremont + |
| No Health InsuranceCDC PLACES | 4.9% | 9.7% | Fremont + |
| Binge DrinkingCDC PLACES | 13.9% | 15.2% | Fremont + |
| Current SmokersCDC PLACES | 7.3% | 16.9% | Fremont + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Fremont
59.6°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Fremont
16.7 in
Schenectady
N/A
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 16.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Fremont
7.9 µg/m³
Fremont +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Fremont
75.0%
Schenectady
75.0%
Tie
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Fremont + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Fremont
33.9 min
Schenectady
26.2 min
Schenectady +
| Metric | Fremont, CA | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.9 min | 26.2 min | Schenectady + |
Which City is Right for You?
Fremont leads in median household income at $176,350, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Fremont. Schenectady has a lower unemployment rate at 2.3%, and Fremont has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Fremont scores better with a lower obesity rate of 17.3%.
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