Frisco TX vs Modesto CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Frisco, TX
Texas · Population: 53,348
- Median HH Income$57,216
- Median Home Price$663,246
- Unemployment6.7%
- Bachelor's+33.7%
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Detailed Comparison
Demographics
Population
Frisco
53,348
Modesto
218,614
Modesto +
Pop. Density / sq mi
Lower = more space
Frisco
N/A
Modesto
N/A
Median Age
Frisco
40.0
Modesto
35.4
Modesto +
Foreign Born
Frisco
12.8%
Modesto
18.7%
Modesto +
White
Frisco
61.4%
Frisco +
Modesto
50.8%
Black
Frisco
14.6%
Frisco +
Modesto
4.7%
Asian
Frisco
2.8%
Modesto
7.4%
Modesto +
Hispanic
Frisco
29.7%
Modesto
43.9%
Modesto +
Spanish at Home
Frisco
N/A
Modesto
N/A
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Population | 53,348 | 218,614 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.0 | 35.4 | Modesto + |
| Foreign Born | 12.8% | 18.7% | Modesto + |
| White | 61.4% | 50.8% | Frisco + |
| Black | 14.6% | 4.7% | Frisco + |
| Asian | 2.8% | 7.4% | Modesto + |
| Hispanic | 29.7% | 43.9% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Frisco
$57,216
Modesto
$77,899
Modesto +
Per Capita Income
Frisco
$39,883
Frisco +
Modesto
$34,656
Per Capita Personal Income (MSA)
BEA MSA-level
Frisco
$63,758
Modesto
$77,230
Modesto +
Unemployment Rate
Frisco
6.7%
Frisco +
Modesto
7.3%
Poverty Rate
Frisco
19.9%
Modesto
13.0%
Modesto +
Bachelor's Degree+
Frisco
33.7%
Frisco +
Modesto
20.3%
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Median HH Income | $57,216 | $77,899 | Modesto + |
| Per Capita Income | $39,883 | $34,656 | Frisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Modesto + |
| Unemployment Rate | 6.7% | 7.3% | Frisco + |
| Poverty Rate | 19.9% | 13.0% | Modesto + |
| Bachelor's Degree+ | 33.7% | 20.3% | Frisco + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Frisco
$663,246
Modesto
$447,353
Modesto +
Homeownership Rate
Frisco
46.7%
Modesto
58.4%
Modesto +
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $663,246 | $447,353 | Modesto + |
| Homeownership Rate | 46.7% | 58.4% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Frisco
442
Frisco +
Modesto
503
Property Crime / 100K
FBI CDE (state-level est.)
Frisco
2339
Frisco +
Modesto
2388
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | Frisco + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | Frisco + |
Health
Obesity Rate
CDC PLACES
Frisco
30.0%
Frisco +
Modesto
36.2%
Diabetes Rate
CDC PLACES
Frisco
8.5%
Frisco +
Modesto
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Frisco
13.9%
Frisco +
Modesto
19.0%
No Health Insurance
CDC PLACES
Frisco
8.0%
Frisco +
Modesto
13.0%
Binge Drinking
CDC PLACES
Frisco
17.5%
Modesto
16.5%
Modesto +
Current Smokers
CDC PLACES
Frisco
8.0%
Frisco +
Modesto
13.7%
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.0% | 36.2% | Frisco + |
| Diabetes RateCDC PLACES | 8.5% | 12.1% | Frisco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.9% | 19.0% | Frisco + |
| No Health InsuranceCDC PLACES | 8.0% | 13.0% | Frisco + |
| Binge DrinkingCDC PLACES | 17.5% | 16.5% | Modesto + |
| Current SmokersCDC PLACES | 8.0% | 13.7% | Frisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Frisco
N/A
Modesto
63.7°F
Annual Precipitation
NOAA 1991–2020 normal
Frisco
41.2 in
Modesto
13.1 in
Modesto +
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 63.7°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.2 in | 13.1 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Frisco
9.2 µg/m³
Modesto
7.9 µg/m³
Modesto +
Good Air Days
AQI ≤ 50
Frisco
55.0%
Modesto
75.0%
Modesto +
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Modesto + |
Commute
Mean Commute Time
Census ACS
Frisco
22.8 min
Frisco +
Modesto
30.5 min
| Metric | Frisco, TX | Modesto, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 30.5 min | Frisco + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while modesto offers more affordable housing with a median home price of $447,353. On public safety, Frisco is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Modesto. Frisco has a lower unemployment rate at 6.7%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Frisco scores better with a lower obesity rate of 30.0%.
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