Great Falls MT vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Great Falls, MT
Montana · Population: 60,412
- Median HH Income$63,934
- Median Home Price$337,690
- Unemployment3.2%
- Bachelor's+28.3%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Great Falls
60,412
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Great Falls
N/A
Oceanside
N/A
Median Age
Great Falls
39.3
Oceanside
38.1
Oceanside +
Foreign Born
Great Falls
1.7%
Oceanside
20.9%
Oceanside +
White
Great Falls
84.8%
Great Falls +
Oceanside
52.9%
Black
Great Falls
1.2%
Oceanside
4.2%
Oceanside +
Asian
Great Falls
1.0%
Oceanside
7.4%
Oceanside +
Hispanic
Great Falls
4.9%
Oceanside
38.5%
Oceanside +
Spanish at Home
Great Falls
N/A
Oceanside
N/A
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Population | 60,412 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.3 | 38.1 | Oceanside + |
| Foreign Born | 1.7% | 20.9% | Oceanside + |
| White | 84.8% | 52.9% | Great Falls + |
| Black | 1.2% | 4.2% | Oceanside + |
| Asian | 1.0% | 7.4% | Oceanside + |
| Hispanic | 4.9% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Great Falls
$63,934
Oceanside
$93,724
Oceanside +
Per Capita Income
Great Falls
$35,968
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Great Falls
$62,117
Oceanside
$77,230
Oceanside +
Unemployment Rate
Great Falls
3.2%
Great Falls +
Oceanside
5.4%
Poverty Rate
Great Falls
14.0%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Great Falls
28.3%
Oceanside
34.3%
Oceanside +
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $63,934 | $93,724 | Oceanside + |
| Per Capita Income | $35,968 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $77,230 | Oceanside + |
| Unemployment Rate | 3.2% | 5.4% | Great Falls + |
| Poverty Rate | 14.0% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 28.3% | 34.3% | Oceanside + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Great Falls
$337,690
Great Falls +
Oceanside
$877,452
Homeownership Rate
Great Falls
68.4%
Great Falls +
Oceanside
58.5%
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $337,690 | $877,452 | Great Falls + |
| Homeownership Rate | 68.4% | 58.5% | Great Falls + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Great Falls
433
Great Falls +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Great Falls
1984
Great Falls +
Oceanside
2388
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 503 | Great Falls + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 2388 | Great Falls + |
Health
Obesity Rate
CDC PLACES
Great Falls
35.8%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Great Falls
10.7%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Great Falls
19.2%
Oceanside
16.9%
Oceanside +
No Health Insurance
CDC PLACES
Great Falls
10.0%
Oceanside
9.7%
Oceanside +
Binge Drinking
CDC PLACES
Great Falls
19.6%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Great Falls
15.0%
Oceanside
10.6%
Oceanside +
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.8% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 10.7% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 16.9% | Oceanside + |
| No Health InsuranceCDC PLACES | 10.0% | 9.7% | Oceanside + |
| Binge DrinkingCDC PLACES | 19.6% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 15.0% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Great Falls
46.9°F
Great Falls +
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Great Falls
14.0 in
Great Falls +
Oceanside
20.7 in
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.9°F | 55.3°F | Great Falls + |
| Annual PrecipitationNOAA 1991–2020 normal | 14.0 in | 20.7 in | Great Falls + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Great Falls
7.4 µg/m³
Great Falls +
Oceanside
7.9 µg/m³
Good Air Days
AQI ≤ 50
Great Falls
75.0%
Oceanside
75.0%
Tie
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 7.9 µg/m³ | Great Falls + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Great Falls
16.1 min
Great Falls +
Oceanside
31.8 min
| Metric | Great Falls, MT | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 16.1 min | 31.8 min | Great Falls + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while great Falls offers more affordable housing with a median home price of $337,690. On public safety, Great Falls is safer with a violent crime rate of 433 per 100,000 residents, compared to 503 in Oceanside. Great Falls has a lower unemployment rate at 3.2%, and Great Falls has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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