Great Falls MT vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Great Falls, MT

Montana · Population: 60,412

  • Median HH Income$63,934
  • Median Home Price$337,690
  • Unemployment3.2%
  • Bachelor's+28.3%

Schenectady, NY

New York · Population: 28,542

  • Median HH Income$100,485
  • Median Home Price$321,835
  • Unemployment2.3%
  • Bachelor's+58.8%

Detailed Comparison

Demographics

Population
Great Falls
60,412
Great Falls +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Great Falls
N/A
Schenectady
N/A
Median Age
Great Falls
39.3
Great Falls +
Schenectady
42.3
Foreign Born
Great Falls
1.7%
Schenectady
6.8%
Schenectady +
White
Great Falls
84.8%
Schenectady
86.7%
Schenectady +
Black
Great Falls
1.2%
Schenectady
3.1%
Schenectady +
Asian
Great Falls
1.0%
Schenectady
3.0%
Schenectady +
Hispanic
Great Falls
4.9%
Great Falls +
Schenectady
4.7%
Spanish at Home
Great Falls
N/A
Schenectady
N/A

Economy

Median HH Income
Great Falls
$63,934
Schenectady
$100,485
Schenectady +
Per Capita Income
Great Falls
$35,968
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Great Falls
$62,117
Schenectady
$77,425
Schenectady +
Unemployment Rate
Great Falls
3.2%
Schenectady
2.3%
Schenectady +
Poverty Rate
Great Falls
14.0%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Great Falls
28.3%
Schenectady
58.8%
Schenectady +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Great Falls
$337,690
Schenectady
$321,835
Schenectady +
Homeownership Rate
Great Falls
68.4%
Great Falls +
Schenectady
57.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Great Falls
433
Great Falls +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Great Falls
1984
Schenectady
1736
Schenectady +

Health

Obesity Rate
CDC PLACES
Great Falls
35.8%
Great Falls +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Great Falls
10.7%
Great Falls +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Great Falls
19.2%
Schenectady
19.2%
Tie
No Health Insurance
CDC PLACES
Great Falls
10.0%
Schenectady
9.7%
Schenectady +
Binge Drinking
CDC PLACES
Great Falls
19.6%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Great Falls
15.0%
Great Falls +
Schenectady
16.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Great Falls
46.9°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Great Falls
14.0 in
Schenectady
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Great Falls
7.4 µg/m³
Great Falls +
Schenectady
8.1 µg/m³
Good Air Days
AQI ≤ 50
Great Falls
75.0%
Schenectady
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Great Falls
16.1 min
Great Falls +
Schenectady
26.2 min

Which City is Right for You?

Schenectady leads in median household income at $100,485, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Great Falls is safer with a violent crime rate of 433 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Great Falls has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, Great Falls scores better with a lower obesity rate of 35.8%.

Compare More Cities

About Great Falls & Schenectady