Independence MO vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Independence, MO
Missouri · Population: 121,944
- Median HH Income$59,480
- Median Home Price$210,384
- Unemployment6.0%
- Bachelor's+20.9%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Independence
121,944
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Independence
N/A
Oceanside
N/A
Median Age
Independence
38.4
Oceanside
38.1
Oceanside +
Foreign Born
Independence
5.3%
Oceanside
20.9%
Oceanside +
White
Independence
72.2%
Independence +
Oceanside
52.9%
Black
Independence
10.8%
Independence +
Oceanside
4.2%
Asian
Independence
1.4%
Oceanside
7.4%
Oceanside +
Hispanic
Independence
12.4%
Oceanside
38.5%
Oceanside +
Spanish at Home
Independence
N/A
Oceanside
N/A
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Population | 121,944 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.4 | 38.1 | Oceanside + |
| Foreign Born | 5.3% | 20.9% | Oceanside + |
| White | 72.2% | 52.9% | Independence + |
| Black | 10.8% | 4.2% | Independence + |
| Asian | 1.4% | 7.4% | Oceanside + |
| Hispanic | 12.4% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Independence
$59,480
Oceanside
$93,724
Oceanside +
Per Capita Income
Independence
$31,683
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Independence
$58,527
Oceanside
$77,230
Oceanside +
Unemployment Rate
Independence
6.0%
Oceanside
5.4%
Oceanside +
Poverty Rate
Independence
15.3%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Independence
20.9%
Oceanside
34.3%
Oceanside +
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $59,480 | $93,724 | Oceanside + |
| Per Capita Income | $31,683 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $77,230 | Oceanside + |
| Unemployment Rate | 6.0% | 5.4% | Oceanside + |
| Poverty Rate | 15.3% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 20.9% | 34.3% | Oceanside + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Independence
$210,384
Independence +
Oceanside
$877,452
Homeownership Rate
Independence
61.0%
Independence +
Oceanside
58.5%
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,384 | $877,452 | Independence + |
| Homeownership Rate | 61.0% | 58.5% | Independence + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Independence
501
Independence +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Independence
2418
Oceanside
2388
Oceanside +
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 503 | Independence + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 2388 | Oceanside + |
Health
Obesity Rate
CDC PLACES
Independence
37.3%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Independence
12.9%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Independence
19.9%
Oceanside
16.9%
Oceanside +
No Health Insurance
CDC PLACES
Independence
11.5%
Oceanside
9.7%
Oceanside +
Binge Drinking
CDC PLACES
Independence
16.8%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Independence
18.4%
Oceanside
10.6%
Oceanside +
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.3% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 12.9% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.9% | 16.9% | Oceanside + |
| No Health InsuranceCDC PLACES | 11.5% | 9.7% | Oceanside + |
| Binge DrinkingCDC PLACES | 16.8% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 18.4% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Independence
54.5°F
Independence +
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Independence
43.7 in
Oceanside
20.7 in
Oceanside +
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.5°F | 55.3°F | Independence + |
| Annual PrecipitationNOAA 1991–2020 normal | 43.7 in | 20.7 in | Oceanside + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Independence
9.3 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Independence
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Independence
25.5 min
Independence +
Oceanside
31.8 min
| Metric | Independence, MO | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.5 min | 31.8 min | Independence + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while independence offers more affordable housing with a median home price of $210,384. On public safety, Independence is safer with a violent crime rate of 501 per 100,000 residents, compared to 503 in Oceanside. Oceanside has a lower unemployment rate at 5.4%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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