Independence MO vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Independence, MO
Missouri · Population: 121,944
- Median HH Income$59,480
- Median Home Price$210,384
- Unemployment6.0%
- Bachelor's+20.9%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Independence
121,944
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Independence
N/A
Oxnard
N/A
Median Age
Independence
38.4
Oxnard
34.0
Oxnard +
Foreign Born
Independence
5.3%
Oxnard
33.8%
Oxnard +
White
Independence
72.2%
Independence +
Oxnard
36.9%
Black
Independence
10.8%
Independence +
Oxnard
1.8%
Asian
Independence
1.4%
Oxnard
6.6%
Oxnard +
Hispanic
Independence
12.4%
Oxnard
77.0%
Oxnard +
Spanish at Home
Independence
N/A
Oxnard
N/A
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Population | 121,944 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.4 | 34.0 | Oxnard + |
| Foreign Born | 5.3% | 33.8% | Oxnard + |
| White | 72.2% | 36.9% | Independence + |
| Black | 10.8% | 1.8% | Independence + |
| Asian | 1.4% | 6.6% | Oxnard + |
| Hispanic | 12.4% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Independence
$59,480
Oxnard
$93,372
Oxnard +
Per Capita Income
Independence
$31,683
Independence +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Independence
$58,527
Oxnard
$77,230
Oxnard +
Unemployment Rate
Independence
6.0%
Independence +
Oxnard
6.6%
Poverty Rate
Independence
15.3%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Independence
20.9%
Independence +
Oxnard
19.6%
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $59,480 | $93,372 | Oxnard + |
| Per Capita Income | $31,683 | $30,413 | Independence + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $77,230 | Oxnard + |
| Unemployment Rate | 6.0% | 6.6% | Independence + |
| Poverty Rate | 15.3% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 20.9% | 19.6% | Independence + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Independence
$210,384
Independence +
Oxnard
$765,773
Homeownership Rate
Independence
61.0%
Independence +
Oxnard
53.9%
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,384 | $765,773 | Independence + |
| Homeownership Rate | 61.0% | 53.9% | Independence + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Independence
501
Independence +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Independence
2418
Oxnard
2388
Oxnard +
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 503 | Independence + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 2388 | Oxnard + |
Health
Obesity Rate
CDC PLACES
Independence
37.3%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Independence
12.9%
Oxnard
12.8%
Oxnard +
Poor Mental Health
CDC PLACES — 14+ days/month
Independence
19.9%
Oxnard
17.9%
Oxnard +
No Health Insurance
CDC PLACES
Independence
11.5%
Independence +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Independence
16.8%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Independence
18.4%
Oxnard
12.0%
Oxnard +
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.3% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 12.9% | 12.8% | Oxnard + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.9% | 17.9% | Oxnard + |
| No Health InsuranceCDC PLACES | 11.5% | 19.2% | Independence + |
| Binge DrinkingCDC PLACES | 16.8% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 18.4% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Independence
54.5°F
Independence +
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Independence
43.7 in
Oxnard
15.3 in
Oxnard +
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.5°F | 61.2°F | Independence + |
| Annual PrecipitationNOAA 1991–2020 normal | 43.7 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Independence
9.3 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Independence
55.0%
Oxnard
75.0%
Oxnard +
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oxnard + |
Commute
Mean Commute Time
Census ACS
Independence
25.5 min
Independence +
Oxnard
27.1 min
| Metric | Independence, MO | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.5 min | 27.1 min | Independence + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while independence offers more affordable housing with a median home price of $210,384. On public safety, Independence is safer with a violent crime rate of 501 per 100,000 residents, compared to 503 in Oxnard. Independence has a lower unemployment rate at 6.0%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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