Independence MO vs Rapid City SD — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Independence, MO
Missouri · Population: 121,944
- Median HH Income$59,480
- Median Home Price$210,384
- Unemployment6.0%
- Bachelor's+20.9%
Rapid City, SD
South Dakota · Population: 76,836
- Median HH Income$65,712
- Median Home Price$363,258
- Unemployment3.2%
- Bachelor's+36.4%
Detailed Comparison
Demographics
Population
Independence
121,944
Independence +
Rapid City
76,836
Pop. Density / sq mi
Lower = more space
Independence
N/A
Rapid City
N/A
Median Age
Independence
38.4
Independence +
Rapid City
39.0
Foreign Born
Independence
5.3%
Independence +
Rapid City
2.3%
White
Independence
72.2%
Rapid City
78.3%
Rapid City +
Black
Independence
10.8%
Independence +
Rapid City
1.6%
Asian
Independence
1.4%
Independence +
Rapid City
1.3%
Hispanic
Independence
12.4%
Independence +
Rapid City
5.6%
Spanish at Home
Independence
N/A
Rapid City
N/A
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Population | 121,944 | 76,836 | Independence + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.4 | 39.0 | Independence + |
| Foreign Born | 5.3% | 2.3% | Independence + |
| White | 72.2% | 78.3% | Rapid City + |
| Black | 10.8% | 1.6% | Independence + |
| Asian | 1.4% | 1.3% | Independence + |
| Hispanic | 12.4% | 5.6% | Independence + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Independence
$59,480
Rapid City
$65,712
Rapid City +
Per Capita Income
Independence
$31,683
Rapid City
$40,447
Rapid City +
Per Capita Personal Income (MSA)
BEA MSA-level
Independence
$58,527
Rapid City
$69,795
Rapid City +
Unemployment Rate
Independence
6.0%
Rapid City
3.2%
Rapid City +
Poverty Rate
Independence
15.3%
Rapid City
13.3%
Rapid City +
Bachelor's Degree+
Independence
20.9%
Rapid City
36.4%
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Median HH Income | $59,480 | $65,712 | Rapid City + |
| Per Capita Income | $31,683 | $40,447 | Rapid City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $69,795 | Rapid City + |
| Unemployment Rate | 6.0% | 3.2% | Rapid City + |
| Poverty Rate | 15.3% | 13.3% | Rapid City + |
| Bachelor's Degree+ | 20.9% | 36.4% | Rapid City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Independence
$210,384
Independence +
Rapid City
$363,258
Homeownership Rate
Independence
61.0%
Rapid City
61.6%
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $210,384 | $363,258 | Independence + |
| Homeownership Rate | 61.0% | 61.6% | Rapid City + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Independence
501
Rapid City
405
Rapid City +
Property Crime / 100K
FBI CDE (state-level est.)
Independence
2418
Rapid City
1873
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 405 | Rapid City + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 1873 | Rapid City + |
Health
Obesity Rate
CDC PLACES
Independence
37.3%
Rapid City
34.0%
Rapid City +
Diabetes Rate
CDC PLACES
Independence
12.9%
Rapid City
11.8%
Rapid City +
Poor Mental Health
CDC PLACES — 14+ days/month
Independence
19.9%
Rapid City
16.0%
Rapid City +
No Health Insurance
CDC PLACES
Independence
11.5%
Rapid City
9.6%
Rapid City +
Binge Drinking
CDC PLACES
Independence
16.8%
Independence +
Rapid City
20.5%
Current Smokers
CDC PLACES
Independence
18.4%
Rapid City
15.9%
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.3% | 34.0% | Rapid City + |
| Diabetes RateCDC PLACES | 12.9% | 11.8% | Rapid City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.9% | 16.0% | Rapid City + |
| No Health InsuranceCDC PLACES | 11.5% | 9.6% | Rapid City + |
| Binge DrinkingCDC PLACES | 16.8% | 20.5% | Independence + |
| Current SmokersCDC PLACES | 18.4% | 15.9% | Rapid City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Independence
54.5°F
Rapid City
46.3°F
Rapid City +
Annual Precipitation
NOAA 1991–2020 normal
Independence
43.7 in
Rapid City
18.4 in
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.5°F | 46.3°F | Rapid City + |
| Annual PrecipitationNOAA 1991–2020 normal | 43.7 in | 18.4 in | Rapid City + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Independence
9.3 µg/m³
Rapid City
7.3 µg/m³
Rapid City +
Good Air Days
AQI ≤ 50
Independence
55.0%
Rapid City
75.0%
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 7.3 µg/m³ | Rapid City + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Rapid City + |
Commute
Mean Commute Time
Census ACS
Independence
25.5 min
Rapid City
18.8 min
Rapid City +
| Metric | Independence, MO | Rapid City, SD | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.5 min | 18.8 min | Rapid City + |
Which City is Right for You?
Rapid City leads in median household income at $65,712, while independence offers more affordable housing with a median home price of $210,384. On public safety, Rapid City is safer with a violent crime rate of 405 per 100,000 residents, compared to 501 in Independence. Rapid City has a lower unemployment rate at 3.2%, and Rapid City has cleaner air (PM2.5 avg 7.3 µg/m³). For overall health outcomes, Rapid City scores better with a lower obesity rate of 34.0%.
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