Independence MO vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Independence, MO

Missouri · Population: 121,944

  • Median HH Income$59,480
  • Median Home Price$210,384
  • Unemployment6.0%
  • Bachelor's+20.9%

Surprise, AZ

Arizona · Population: 149,519

  • Median HH Income$93,371
  • Median Home Price$422,520
  • Unemployment4.2%
  • Bachelor's+31.0%

Detailed Comparison

Demographics

Population
Independence
121,944
Surprise
149,519
Surprise +
Pop. Density / sq mi
Lower = more space
Independence
N/A
Surprise
N/A
Median Age
Independence
38.4
Independence +
Surprise
41.6
Foreign Born
Independence
5.3%
Surprise
6.8%
Surprise +
White
Independence
72.2%
Surprise
75.0%
Surprise +
Black
Independence
10.8%
Independence +
Surprise
4.8%
Asian
Independence
1.4%
Surprise
2.6%
Surprise +
Hispanic
Independence
12.4%
Surprise
19.2%
Surprise +
Spanish at Home
Independence
N/A
Surprise
N/A

Economy

Median HH Income
Independence
$59,480
Surprise
$93,371
Surprise +
Per Capita Income
Independence
$31,683
Surprise
$39,604
Surprise +
Per Capita Personal Income (MSA)
BEA MSA-level
Independence
$58,527
Surprise
$59,120
Surprise +
Unemployment Rate
Independence
6.0%
Surprise
4.2%
Surprise +
Poverty Rate
Independence
15.3%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Independence
20.9%
Surprise
31.0%
Surprise +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Independence
$210,384
Independence +
Surprise
$422,520
Homeownership Rate
Independence
61.0%
Surprise
79.0%
Surprise +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Independence
501
Surprise
450
Surprise +
Property Crime / 100K
FBI CDE (state-level est.)
Independence
2418
Surprise
2150
Surprise +

Health

Obesity Rate
CDC PLACES
Independence
37.3%
Surprise
29.4%
Surprise +
Diabetes Rate
CDC PLACES
Independence
12.9%
Surprise
11.2%
Surprise +
Poor Mental Health
CDC PLACES — 14+ days/month
Independence
19.9%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Independence
11.5%
Surprise
10.5%
Surprise +
Binge Drinking
CDC PLACES
Independence
16.8%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Independence
18.4%
Surprise
10.4%
Surprise +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Independence
54.5°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Independence
43.7 in
Surprise
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Independence
9.3 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Independence
55.0%
Surprise
75.0%
Surprise +

Commute

Mean Commute Time
Census ACS
Independence
25.5 min
Independence +
Surprise
32.8 min

Which City is Right for You?

Surprise leads in median household income at $93,371, while independence offers more affordable housing with a median home price of $210,384. On public safety, Surprise is safer with a violent crime rate of 450 per 100,000 residents, compared to 501 in Independence. Surprise has a lower unemployment rate at 4.2%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Surprise scores better with a lower obesity rate of 29.4%.

Compare More Cities

About Independence & Surprise