Indianapolis IN vs Irving TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Irving, TX
Texas · Population: 255,036
- Median HH Income$79,641
- Median Home Price$344,888
- Unemployment4.3%
- Bachelor's+41.6%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
Irving
255,036
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
Irving
N/A
Median Age
Indianapolis
34.1
Irving
32.8
Irving +
Foreign Born
Indianapolis
11.6%
Irving
41.9%
Irving +
White
Indianapolis
53.6%
Indianapolis +
Irving
36.7%
Black
Indianapolis
28.1%
Indianapolis +
Irving
12.9%
Asian
Indianapolis
4.1%
Irving
22.6%
Irving +
Hispanic
Indianapolis
13.3%
Irving
43.0%
Irving +
Spanish at Home
Indianapolis
N/A
Irving
N/A
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Population | 882,043 | 255,036 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 32.8 | Irving + |
| Foreign Born | 11.6% | 41.9% | Irving + |
| White | 53.6% | 36.7% | Indianapolis + |
| Black | 28.1% | 12.9% | Indianapolis + |
| Asian | 4.1% | 22.6% | Irving + |
| Hispanic | 13.3% | 43.0% | Irving + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
Irving
$79,641
Irving +
Per Capita Income
Indianapolis
$36,194
Irving
$39,462
Irving +
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
Irving
$63,758
Irving +
Unemployment Rate
Indianapolis
5.2%
Irving
4.3%
Irving +
Poverty Rate
Indianapolis
15.7%
Irving
11.0%
Irving +
Bachelor's Degree+
Indianapolis
34.2%
Irving
41.6%
Irving +
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $79,641 | Irving + |
| Per Capita Income | $36,194 | $39,462 | Irving + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $63,758 | Irving + |
| Unemployment Rate | 5.2% | 4.3% | Irving + |
| Poverty Rate | 15.7% | 11.0% | Irving + |
| Bachelor's Degree+ | 34.2% | 41.6% | Irving + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
Irving
$344,888
Homeownership Rate
Indianapolis
55.3%
Indianapolis +
Irving
38.3%
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $344,888 | Indianapolis + |
| Homeownership Rate | 55.3% | 38.3% | Indianapolis + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
Indianapolis +
Irving
442
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
Indianapolis +
Irving
2339
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 442 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 2339 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
Irving
31.6%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
Irving
10.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
Irving
16.2%
No Health Insurance
CDC PLACES
Indianapolis
N/A
Irving
20.6%
Binge Drinking
CDC PLACES
Indianapolis
N/A
Irving
17.0%
Current Smokers
CDC PLACES
Indianapolis
N/A
Irving
11.2%
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 31.6% | - |
| Diabetes RateCDC PLACES | N/A | 10.5% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.2% | - |
| No Health InsuranceCDC PLACES | N/A | 20.6% | - |
| Binge DrinkingCDC PLACES | N/A | 17.0% | - |
| Current SmokersCDC PLACES | N/A | 11.2% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
Irving
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
Irving
N/A
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
Irving
9.2 µg/m³
Irving +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
Irving
55.0%
Tie
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 9.2 µg/m³ | Irving + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
Indianapolis +
Irving
26.0 min
| Metric | Indianapolis, IN | Irving, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 26.0 min | Indianapolis + |
Which City is Right for You?
Irving leads in median household income at $79,641, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 442 in Irving. Irving has a lower unemployment rate at 4.3%, and Irving has cleaner air (PM2.5 avg 9.2 µg/m³).
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