Indianapolis IN vs New Rochelle NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
New Rochelle
48,198
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
New Rochelle
N/A
Median Age
Indianapolis
34.1
Indianapolis +
New Rochelle
40.7
Foreign Born
Indianapolis
11.6%
Indianapolis +
New Rochelle
4.6%
White
Indianapolis
53.6%
New Rochelle
66.1%
New Rochelle +
Black
Indianapolis
28.1%
Indianapolis +
New Rochelle
17.8%
Asian
Indianapolis
4.1%
Indianapolis +
New Rochelle
2.3%
Hispanic
Indianapolis
13.3%
Indianapolis +
New Rochelle
8.0%
Spanish at Home
Indianapolis
N/A
New Rochelle
N/A
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Population | 882,043 | 48,198 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 40.7 | Indianapolis + |
| Foreign Born | 11.6% | 4.6% | Indianapolis + |
| White | 53.6% | 66.1% | New Rochelle + |
| Black | 28.1% | 17.8% | Indianapolis + |
| Asian | 4.1% | 2.3% | Indianapolis + |
| Hispanic | 13.3% | 8.0% | Indianapolis + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
Indianapolis +
New Rochelle
$48,535
Per Capita Income
Indianapolis
$36,194
Indianapolis +
New Rochelle
$30,033
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
New Rochelle
$77,425
New Rochelle +
Unemployment Rate
Indianapolis
5.2%
Indianapolis +
New Rochelle
9.7%
Poverty Rate
Indianapolis
15.7%
Indianapolis +
New Rochelle
23.7%
Bachelor's Degree+
Indianapolis
34.2%
Indianapolis +
New Rochelle
22.8%
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $48,535 | Indianapolis + |
| Per Capita Income | $36,194 | $30,033 | Indianapolis + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $77,425 | New Rochelle + |
| Unemployment Rate | 5.2% | 9.7% | Indianapolis + |
| Poverty Rate | 15.7% | 23.7% | Indianapolis + |
| Bachelor's Degree+ | 34.2% | 22.8% | Indianapolis + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
New Rochelle
$920,484
Homeownership Rate
Indianapolis
55.3%
New Rochelle
57.5%
New Rochelle +
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $920,484 | Indianapolis + |
| Homeownership Rate | 55.3% | 57.5% | New Rochelle + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
Indianapolis +
New Rochelle
434
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
Indianapolis +
New Rochelle
1736
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 434 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1736 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
New Rochelle
26.6%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
New Rochelle
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
New Rochelle
13.8%
No Health Insurance
CDC PLACES
Indianapolis
N/A
New Rochelle
9.5%
Binge Drinking
CDC PLACES
Indianapolis
N/A
New Rochelle
14.9%
Current Smokers
CDC PLACES
Indianapolis
N/A
New Rochelle
9.3%
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 26.6% | - |
| Diabetes RateCDC PLACES | N/A | 10.6% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 13.8% | - |
| No Health InsuranceCDC PLACES | N/A | 9.5% | - |
| Binge DrinkingCDC PLACES | N/A | 14.9% | - |
| Current SmokersCDC PLACES | N/A | 9.3% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
New Rochelle
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
New Rochelle
N/A
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
New Rochelle
8.1 µg/m³
New Rochelle +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
New Rochelle
75.0%
New Rochelle +
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 8.1 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | New Rochelle + |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
New Rochelle
20.0 min
New Rochelle +
| Metric | Indianapolis, IN | New Rochelle, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 20.0 min | New Rochelle + |
Which City is Right for You?
Indianapolis leads in median household income at $62,995, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 434 in New Rochelle. Indianapolis has a lower unemployment rate at 5.2%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³).
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