Indianapolis IN vs St. Petersburg FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
St. Petersburg, FL
Florida · Population: 260,646
- Median HH Income$73,118
- Median Home Price$331,500
- Unemployment4.9%
- Bachelor's+41.3%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
St. Petersburg
260,646
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
St. Petersburg
N/A
Median Age
Indianapolis
34.1
Indianapolis +
St. Petersburg
43.1
Foreign Born
Indianapolis
11.6%
Indianapolis +
St. Petersburg
10.1%
White
Indianapolis
53.6%
St. Petersburg
66.2%
St. Petersburg +
Black
Indianapolis
28.1%
Indianapolis +
St. Petersburg
19.4%
Asian
Indianapolis
4.1%
Indianapolis +
St. Petersburg
3.1%
Hispanic
Indianapolis
13.3%
Indianapolis +
St. Petersburg
9.3%
Spanish at Home
Indianapolis
N/A
St. Petersburg
N/A
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Population | 882,043 | 260,646 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 43.1 | Indianapolis + |
| Foreign Born | 11.6% | 10.1% | Indianapolis + |
| White | 53.6% | 66.2% | St. Petersburg + |
| Black | 28.1% | 19.4% | Indianapolis + |
| Asian | 4.1% | 3.1% | Indianapolis + |
| Hispanic | 13.3% | 9.3% | Indianapolis + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
St. Petersburg
$73,118
St. Petersburg +
Per Capita Income
Indianapolis
$36,194
St. Petersburg
$49,823
St. Petersburg +
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
St. Petersburg
$65,328
St. Petersburg +
Unemployment Rate
Indianapolis
5.2%
St. Petersburg
4.9%
St. Petersburg +
Poverty Rate
Indianapolis
15.7%
St. Petersburg
11.7%
St. Petersburg +
Bachelor's Degree+
Indianapolis
34.2%
St. Petersburg
41.3%
St. Petersburg +
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $73,118 | St. Petersburg + |
| Per Capita Income | $36,194 | $49,823 | St. Petersburg + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $65,328 | St. Petersburg + |
| Unemployment Rate | 5.2% | 4.9% | St. Petersburg + |
| Poverty Rate | 15.7% | 11.7% | St. Petersburg + |
| Bachelor's Degree+ | 34.2% | 41.3% | St. Petersburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
St. Petersburg
$331,500
Homeownership Rate
Indianapolis
55.3%
St. Petersburg
63.0%
St. Petersburg +
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $331,500 | Indianapolis + |
| Homeownership Rate | 55.3% | 63.0% | St. Petersburg + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
St. Petersburg
324
St. Petersburg +
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
St. Petersburg
1453
St. Petersburg +
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 324 | St. Petersburg + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1453 | St. Petersburg + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
St. Petersburg
32.7%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
St. Petersburg
12.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
St. Petersburg
16.6%
No Health Insurance
CDC PLACES
Indianapolis
N/A
St. Petersburg
11.1%
Binge Drinking
CDC PLACES
Indianapolis
N/A
St. Petersburg
16.6%
Current Smokers
CDC PLACES
Indianapolis
N/A
St. Petersburg
12.4%
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 32.7% | - |
| Diabetes RateCDC PLACES | N/A | 12.2% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.6% | - |
| No Health InsuranceCDC PLACES | N/A | 11.1% | - |
| Binge DrinkingCDC PLACES | N/A | 16.6% | - |
| Current SmokersCDC PLACES | N/A | 12.4% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
St. Petersburg
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
St. Petersburg
N/A
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
St. Petersburg
7.2 µg/m³
St. Petersburg +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
St. Petersburg
75.0%
St. Petersburg +
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.2 µg/m³ | St. Petersburg + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | St. Petersburg + |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
Indianapolis +
St. Petersburg
26.8 min
| Metric | Indianapolis, IN | St. Petersburg, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 26.8 min | Indianapolis + |
Which City is Right for You?
St. Petersburg leads in median household income at $73,118, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, St. Petersburg is safer with a violent crime rate of 324 per 100,000 residents, compared to 370 in Indianapolis. St. Petersburg has a lower unemployment rate at 4.9%, and St. Petersburg has cleaner air (PM2.5 avg 7.2 µg/m³).
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