Indianapolis IN vs Temecula CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Temecula, CA
California · Population: 110,404
- Median HH Income$117,840
- Median Home Price$769,756
- Unemployment5.8%
- Bachelor's+39.2%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
Temecula
110,404
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
Temecula
N/A
Median Age
Indianapolis
34.1
Indianapolis +
Temecula
36.3
Foreign Born
Indianapolis
11.6%
Temecula
16.6%
Temecula +
White
Indianapolis
53.6%
Temecula
57.0%
Temecula +
Black
Indianapolis
28.1%
Indianapolis +
Temecula
4.3%
Asian
Indianapolis
4.1%
Temecula
11.5%
Temecula +
Hispanic
Indianapolis
13.3%
Temecula
28.5%
Temecula +
Spanish at Home
Indianapolis
N/A
Temecula
N/A
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Population | 882,043 | 110,404 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 36.3 | Indianapolis + |
| Foreign Born | 11.6% | 16.6% | Temecula + |
| White | 53.6% | 57.0% | Temecula + |
| Black | 28.1% | 4.3% | Indianapolis + |
| Asian | 4.1% | 11.5% | Temecula + |
| Hispanic | 13.3% | 28.5% | Temecula + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
Temecula
$117,840
Temecula +
Per Capita Income
Indianapolis
$36,194
Temecula
$44,826
Temecula +
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
Temecula
$77,230
Temecula +
Unemployment Rate
Indianapolis
5.2%
Indianapolis +
Temecula
5.8%
Poverty Rate
Indianapolis
15.7%
Temecula
7.4%
Temecula +
Bachelor's Degree+
Indianapolis
34.2%
Temecula
39.2%
Temecula +
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $117,840 | Temecula + |
| Per Capita Income | $36,194 | $44,826 | Temecula + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $77,230 | Temecula + |
| Unemployment Rate | 5.2% | 5.8% | Indianapolis + |
| Poverty Rate | 15.7% | 7.4% | Temecula + |
| Bachelor's Degree+ | 34.2% | 39.2% | Temecula + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
Temecula
$769,756
Homeownership Rate
Indianapolis
55.3%
Temecula
67.7%
Temecula +
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $769,756 | Indianapolis + |
| Homeownership Rate | 55.3% | 67.7% | Temecula + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
Indianapolis +
Temecula
503
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
Indianapolis +
Temecula
2388
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 503 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 2388 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
Temecula
33.0%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
Temecula
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
Temecula
16.6%
No Health Insurance
CDC PLACES
Indianapolis
N/A
Temecula
6.8%
Binge Drinking
CDC PLACES
Indianapolis
N/A
Temecula
15.9%
Current Smokers
CDC PLACES
Indianapolis
N/A
Temecula
9.8%
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 33.0% | - |
| Diabetes RateCDC PLACES | N/A | 9.6% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.6% | - |
| No Health InsuranceCDC PLACES | N/A | 6.8% | - |
| Binge DrinkingCDC PLACES | N/A | 15.9% | - |
| Current SmokersCDC PLACES | N/A | 9.8% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
Temecula
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
Temecula
N/A
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
Temecula
7.9 µg/m³
Temecula +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
Temecula
75.0%
Temecula +
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.9 µg/m³ | Temecula + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Temecula + |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
Indianapolis +
Temecula
38.7 min
| Metric | Indianapolis, IN | Temecula, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 38.7 min | Indianapolis + |
Which City is Right for You?
Temecula leads in median household income at $117,840, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 503 in Temecula. Indianapolis has a lower unemployment rate at 5.2%, and Temecula has cleaner air (PM2.5 avg 7.9 µg/m³).
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