Indianapolis IN vs Washington DC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Washington, DC
District of Columbia · Population: 672,079
- Median HH Income$106,287
- Median Home Price$580,173
- Unemployment6.5%
- Bachelor's+63.6%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
Washington
672,079
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
Washington
N/A
Median Age
Indianapolis
34.1
Indianapolis +
Washington
34.9
Foreign Born
Indianapolis
11.6%
Washington
13.3%
Washington +
White
Indianapolis
53.6%
Indianapolis +
Washington
39.1%
Black
Indianapolis
28.1%
Washington
43.3%
Washington +
Asian
Indianapolis
4.1%
Indianapolis +
Washington
4.1%
Hispanic
Indianapolis
13.3%
Indianapolis +
Washington
11.6%
Spanish at Home
Indianapolis
N/A
Washington
N/A
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Population | 882,043 | 672,079 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 34.9 | Indianapolis + |
| Foreign Born | 11.6% | 13.3% | Washington + |
| White | 53.6% | 39.1% | Indianapolis + |
| Black | 28.1% | 43.3% | Washington + |
| Asian | 4.1% | 4.1% | Indianapolis + |
| Hispanic | 13.3% | 11.6% | Indianapolis + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
Washington
$106,287
Washington +
Per Capita Income
Indianapolis
$36,194
Washington
$75,253
Washington +
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
Washington
$101,182
Washington +
Unemployment Rate
Indianapolis
5.2%
Indianapolis +
Washington
6.5%
Poverty Rate
Indianapolis
15.7%
Washington
14.5%
Washington +
Bachelor's Degree+
Indianapolis
34.2%
Washington
63.6%
Washington +
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $106,287 | Washington + |
| Per Capita Income | $36,194 | $75,253 | Washington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $101,182 | Washington + |
| Unemployment Rate | 5.2% | 6.5% | Indianapolis + |
| Poverty Rate | 15.7% | 14.5% | Washington + |
| Bachelor's Degree+ | 34.2% | 63.6% | Washington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
Washington
$580,173
Homeownership Rate
Indianapolis
55.3%
Indianapolis +
Washington
41.1%
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $580,173 | Indianapolis + |
| Homeownership Rate | 55.3% | 41.1% | Indianapolis + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
Indianapolis +
Washington
398
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
Indianapolis +
Washington
1999
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 398 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1999 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
Washington
24.6%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
Washington
7.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
Washington
14.6%
No Health Insurance
CDC PLACES
Indianapolis
N/A
Washington
6.7%
Binge Drinking
CDC PLACES
Indianapolis
N/A
Washington
24.0%
Current Smokers
CDC PLACES
Indianapolis
N/A
Washington
9.7%
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 24.6% | - |
| Diabetes RateCDC PLACES | N/A | 7.8% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 14.6% | - |
| No Health InsuranceCDC PLACES | N/A | 6.7% | - |
| Binge DrinkingCDC PLACES | N/A | 24.0% | - |
| Current SmokersCDC PLACES | N/A | 9.7% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
Washington
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
Washington
N/A
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
Washington
8.8 µg/m³
Washington +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
Washington
75.0%
Washington +
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 8.8 µg/m³ | Washington + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Washington + |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
Indianapolis +
Washington
32.8 min
| Metric | Indianapolis, IN | Washington, DC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 32.8 min | Indianapolis + |
Which City is Right for You?
Washington leads in median household income at $106,287, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 398 in Washington. Indianapolis has a lower unemployment rate at 5.2%, and Washington has cleaner air (PM2.5 avg 8.8 µg/m³).
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