Indianapolis IN vs Westminster CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Westminster, CO
Colorado · Population: 115,546
- Median HH Income$96,145
- Median Home Price$528,447
- Unemployment3.8%
- Bachelor's+44.0%
Detailed Comparison
Demographics
Population
Indianapolis
882,043
Indianapolis +
Westminster
115,546
Pop. Density / sq mi
Lower = more space
Indianapolis
N/A
Westminster
N/A
Median Age
Indianapolis
34.1
Indianapolis +
Westminster
37.5
Foreign Born
Indianapolis
11.6%
Indianapolis +
Westminster
8.2%
White
Indianapolis
53.6%
Westminster
74.7%
Westminster +
Black
Indianapolis
28.1%
Indianapolis +
Westminster
1.2%
Asian
Indianapolis
4.1%
Westminster
4.7%
Westminster +
Hispanic
Indianapolis
13.3%
Westminster
23.7%
Westminster +
Spanish at Home
Indianapolis
N/A
Westminster
N/A
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Population | 882,043 | 115,546 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.1 | 37.5 | Indianapolis + |
| Foreign Born | 11.6% | 8.2% | Indianapolis + |
| White | 53.6% | 74.7% | Westminster + |
| Black | 28.1% | 1.2% | Indianapolis + |
| Asian | 4.1% | 4.7% | Westminster + |
| Hispanic | 13.3% | 23.7% | Westminster + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Indianapolis
$62,995
Westminster
$96,145
Westminster +
Per Capita Income
Indianapolis
$36,194
Westminster
$51,982
Westminster +
Per Capita Personal Income (MSA)
BEA MSA-level
Indianapolis
$58,697
Westminster
$76,653
Westminster +
Unemployment Rate
Indianapolis
5.2%
Westminster
3.8%
Westminster +
Poverty Rate
Indianapolis
15.7%
Westminster
7.0%
Westminster +
Bachelor's Degree+
Indianapolis
34.2%
Westminster
44.0%
Westminster +
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Median HH Income | $62,995 | $96,145 | Westminster + |
| Per Capita Income | $36,194 | $51,982 | Westminster + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $76,653 | Westminster + |
| Unemployment Rate | 5.2% | 3.8% | Westminster + |
| Poverty Rate | 15.7% | 7.0% | Westminster + |
| Bachelor's Degree+ | 34.2% | 44.0% | Westminster + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Indianapolis
$232,133
Indianapolis +
Westminster
$528,447
Homeownership Rate
Indianapolis
55.3%
Westminster
63.7%
Westminster +
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $232,133 | $528,447 | Indianapolis + |
| Homeownership Rate | 55.3% | 63.7% | Westminster + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Indianapolis
370
Indianapolis +
Westminster
512
Property Crime / 100K
FBI CDE (state-level est.)
Indianapolis
1719
Indianapolis +
Westminster
3234
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 512 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 3234 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Indianapolis
N/A
Westminster
27.7%
Diabetes Rate
CDC PLACES
Indianapolis
N/A
Westminster
8.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Indianapolis
N/A
Westminster
16.1%
No Health Insurance
CDC PLACES
Indianapolis
N/A
Westminster
11.1%
Binge Drinking
CDC PLACES
Indianapolis
N/A
Westminster
18.7%
Current Smokers
CDC PLACES
Indianapolis
N/A
Westminster
11.1%
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 27.7% | - |
| Diabetes RateCDC PLACES | N/A | 8.4% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.1% | - |
| No Health InsuranceCDC PLACES | N/A | 11.1% | - |
| Binge DrinkingCDC PLACES | N/A | 18.7% | - |
| Current SmokersCDC PLACES | N/A | 11.1% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Indianapolis
N/A
Westminster
N/A
Annual Precipitation
NOAA 1991–2020 normal
Indianapolis
41.8 in
Westminster
N/A
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Indianapolis
10.1 µg/m³
Westminster
6.2 µg/m³
Westminster +
Good Air Days
AQI ≤ 50
Indianapolis
55.0%
Westminster
75.0%
Westminster +
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 6.2 µg/m³ | Westminster + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Westminster + |
Commute
Mean Commute Time
Census ACS
Indianapolis
25.8 min
Indianapolis +
Westminster
28.6 min
| Metric | Indianapolis, IN | Westminster, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 28.6 min | Indianapolis + |
Which City is Right for You?
Westminster leads in median household income at $96,145, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 512 in Westminster. Westminster has a lower unemployment rate at 3.8%, and Westminster has cleaner air (PM2.5 avg 6.2 µg/m³).
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