Irving TX vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Irving, TX
Texas · Population: 255,036
- Median HH Income$79,641
- Median Home Price$344,888
- Unemployment4.3%
- Bachelor's+41.6%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Irving
255,036
Irving +
Montgomery
198,440
Pop. Density / sq mi
Lower = more space
Irving
N/A
Montgomery
N/A
Median Age
Irving
32.8
Irving +
Montgomery
36.2
Foreign Born
Irving
41.9%
Irving +
Montgomery
5.5%
White
Irving
36.7%
Irving +
Montgomery
27.7%
Black
Irving
12.9%
Montgomery
63.0%
Montgomery +
Asian
Irving
22.6%
Irving +
Montgomery
3.3%
Hispanic
Irving
43.0%
Irving +
Montgomery
4.8%
Spanish at Home
Irving
N/A
Montgomery
N/A
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Population | 255,036 | 198,440 | Irving + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.8 | 36.2 | Irving + |
| Foreign Born | 41.9% | 5.5% | Irving + |
| White | 36.7% | 27.7% | Irving + |
| Black | 12.9% | 63.0% | Montgomery + |
| Asian | 22.6% | 3.3% | Irving + |
| Hispanic | 43.0% | 4.8% | Irving + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Irving
$79,641
Irving +
Montgomery
$55,687
Per Capita Income
Irving
$39,462
Irving +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Irving
$63,758
Irving +
Montgomery
$51,690
Unemployment Rate
Irving
4.3%
Irving +
Montgomery
6.5%
Poverty Rate
Irving
11.0%
Irving +
Montgomery
20.9%
Bachelor's Degree+
Irving
41.6%
Irving +
Montgomery
33.5%
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $79,641 | $55,687 | Irving + |
| Per Capita Income | $39,462 | $32,068 | Irving + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $51,690 | Irving + |
| Unemployment Rate | 4.3% | 6.5% | Irving + |
| Poverty Rate | 11.0% | 20.9% | Irving + |
| Bachelor's Degree+ | 41.6% | 33.5% | Irving + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Irving
$344,888
Montgomery
$151,721
Montgomery +
Homeownership Rate
Irving
38.3%
Montgomery
54.3%
Montgomery +
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $344,888 | $151,721 | Montgomery + |
| Homeownership Rate | 38.3% | 54.3% | Montgomery + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Irving
442
Montgomery
400
Montgomery +
Property Crime / 100K
FBI CDE (state-level est.)
Irving
2339
Montgomery
1734
Montgomery +
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 400 | Montgomery + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1734 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Irving
31.6%
Irving +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Irving
10.5%
Irving +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Irving
16.2%
Irving +
Montgomery
17.6%
No Health Insurance
CDC PLACES
Irving
20.6%
Montgomery
11.0%
Montgomery +
Binge Drinking
CDC PLACES
Irving
17.0%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Irving
11.2%
Irving +
Montgomery
15.3%
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.6% | 46.4% | Irving + |
| Diabetes RateCDC PLACES | 10.5% | 16.7% | Irving + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 17.6% | Irving + |
| No Health InsuranceCDC PLACES | 20.6% | 11.0% | Montgomery + |
| Binge DrinkingCDC PLACES | 17.0% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 11.2% | 15.3% | Irving + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Irving
N/A
Montgomery
64.5°F
Annual Precipitation
NOAA 1991–2020 normal
Irving
N/A
Montgomery
52.8 in
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 64.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 52.8 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Irving
9.2 µg/m³
Montgomery
8.8 µg/m³
Montgomery +
Good Air Days
AQI ≤ 50
Irving
55.0%
Montgomery
75.0%
Montgomery +
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.8 µg/m³ | Montgomery + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Montgomery + |
Commute
Mean Commute Time
Census ACS
Irving
26.0 min
Montgomery
22.0 min
Montgomery +
| Metric | Irving, TX | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.0 min | 22.0 min | Montgomery + |
Which City is Right for You?
Irving leads in median household income at $79,641, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Montgomery is safer with a violent crime rate of 400 per 100,000 residents, compared to 442 in Irving. Irving has a lower unemployment rate at 4.3%, and Montgomery has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, Irving scores better with a lower obesity rate of 31.6%.
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